Manteca Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James R. Mehlhaff

Business Organization, Family Law, Collection, Banking & Finance

Status: In Good Standing

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23950 S. Chrisman Road, Tracy, CA 95304

James Peter Mootz

Real Estate, Bankruptcy & Debt, Accident & Injury, Divorce & Family Law

Status: In Good Standing Licensed: 29 Years

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821 W Yosemite Ave, Manteca, CA 95337

Gurjit Singh Srai

Family Law, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing

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445 W Weber Ave, Stockton, CA 95203

Anthony R Sales

Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

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801 W Magnolia St, Stockton, CA 95203

Steven B. Sievers

Bankruptcy, Criminal, Transportation & Shipping, Family Law

Status: In Good Standing Licensed: 24 Years

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20 N Sutter St, Stockton, CA 95202

Michael Scott Martin

Divorce, White Collar Crime, Business, Bankruptcy

Status: In Good Standing

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121 E 11Th Street, Tracy, CA 95376

William Edward Mussman

Litigation, Juvenile Law, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

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3300 Tully Rd, Modesto, CA 95350

Pablo Tagre

Securities, Collection, Estate, Agriculture, Real Estate

Status: In Good Standing

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1500 Standiford Avenue, Modesto, CA 95350

Hank W. Walth

Credit & Debt, Consumer Bankruptcy, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 32 Years

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Stockton, CA 95267

Patrick B. Greenwell

Criminal, Civil Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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1301 G Street., Modesto, CA 95354

800-923-0641

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LEGAL TERMS

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

WINDING UP

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, a... (more...)

The process of paying off expenses and creditors, settling accounts, and collecting and distributing (to shareholders and owners) whatever assets then remain, all with the ultimate goal of liquidating or closing down a corporation or partnership.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

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Manteca Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

James R. Mehlhaff

James Peter Mootz

Gurjit Singh Srai

Anthony R Sales

Steven B. Sievers

Michael Scott Martin

William Edward Mussman

Pablo Tagre

Hank W. Walth

Patrick B. Greenwell

TIPS

LEGAL TERMS

UNSECURED DEBT

LOSS DAMAGE WAIVER (LDW)

PREFERENCE

FAIR CREDIT BILLING ACT (FCBA)

CHAPTER 7 BANKRUPTCY

COLLECTION AGENCY

REDEMPTION

WINDING UP

FRAUDULENT TRANSFER

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