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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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David Allen Hood

Administrative Law, Bankruptcy, Workers' Compensation, Social Security

Status: In Good Standing

CONTACT

Guthrie, OK 73044

Patrick Aaron Thompson

Bankruptcy & Debt, Criminal, Divorce & Family Law, Estate

Status: In Good Standing

CONTACT

213 E Oklahoma Ave, Guthrie, OK 73044

Robert R. Faulk

Workers' Compensation, Employee Rights, Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

109 E Randolph Ave, Enid, OK 73701

Larry D Lahman

Estate, Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1522 W Southgate Rd, Enid, OK 73703

Andrew Scarr Ewbank

Workers' Compensation, Adoption, Insurance, Bankruptcy

Status: In Good Standing

CONTACT

110 N Independence St, Enid, OK 73701

Brendon S. Atkinson

Litigation, Agriculture, Civil Rights, Credit & Debt

Status: In Good Standing

CONTACT

323 West Broadway, Enid, OK 73702

Paul Kent Woodward

Insurance, Bankruptcy, Elder Law, Adoption

Status: In Good Standing

CONTACT

114 W Broadway Ave, Enid, OK 73701

Matthew Joseph Sedbrook

Oil & Gas, Bankruptcy, Bankruptcy & Debt, Corporate

Status: In Good Standing

CONTACT

110 N Independence, Enid, OK 73701

Ronald Wayne Willis

Oil & Gas, Bankruptcy, Adoption, Bankruptcy & Debt

Status: In Good Standing

CONTACT

222 W Broadway Ave, Enid, OK 73701

Richard Reagan Allen

Bankruptcy, Employee Rights, Oil & Gas, Litigation

Status: In Good Standing Licensed: 18 Years

CONTACT

122 W Randolph Ave, Enid, OK 73701

800-923-0641

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LEGAL TERMS

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT FILE

See credit report.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

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Marshall Bankruptcy & Debt Lawyer, Oklahoma

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

David Allen Hood

Patrick Aaron Thompson

Robert R. Faulk

Larry D Lahman

Andrew Scarr Ewbank

Brendon S. Atkinson

Paul Kent Woodward

Matthew Joseph Sedbrook

Ronald Wayne Willis

Richard Reagan Allen

TIPS

LEGAL TERMS

GUARANTOR

TRUTH IN LENDING ACT (TILA)

GENERAL PARTNER

LIABILITY

DEBT COLLECTOR

SETOFF

CREDIT FILE

MEANS TEST

BANKRUPTCY TRUSTEE

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