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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Mark Silvermintz

Litigation, Credit & Debt, Business

Status: In Good Standing

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1355 North Bluff Road, Collinsville, IL 62234

Robert Gregory Lathram

Government, Criminal, Bankruptcy & Debt, Divorce & Family Law, Business

Status: In Good Standing Licensed: 35 Years

FREE CONSULTATION

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203 W Main St, Collinsville, IL 62234

Karl J. Wulff

Criminal, Corporate, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

CONTACT

430 Regency Ctr, Collinsville, IL 62234

Joel Alan Kunin

Litigation, Visa, Bankruptcy, Personal Injury, Banking & Finance

Status: In Good Standing

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2227 S State Rt 157, Edwardsville, IL 62025

Robert Bruegge

Insurance, Bankruptcy

Status: In Good Standing

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1606 E.Port Plaza Dr, Collinsville, IL 62234

Steven Mark Wallace

Litigation, Transactions, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

1606 Eastport Plaza Drive, Collinsville, IL 62234

Steven Wallace

Litigation, Transactions, Credit & Debt, Bankruptcy

Status: In Good Standing

CONTACT

1606 Eastport Plaza Drive, Collinsville, IL 62234

John W. Mccracken

Civil Rights, Corporate, Contract, Collection, Medical Malpractice

Status: In Good Standing Licensed: 28 Years

CONTACT

2227 South State Route 157, Edwardsville, IL 62025

Thea Felice Rubin

Collection, Banking & Finance

Status: In Good Standing Licensed: 32 Years

CONTACT

2011 Mall, Collinsville, IL 62234

Randall Steele

Traffic, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

200 W Main Street, Glen Carbon, IL 62034

800-923-0641

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LEGAL TERMS

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

FCBA

See Fair Credit Billing Act.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

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Maryville Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Mark Silvermintz

Robert Gregory Lathram

Karl J. Wulff

Joel Alan Kunin

Robert Bruegge

Steven Mark Wallace

Steven Wallace

John W. Mccracken

Thea Felice Rubin

Randall Steele

TIPS

LEGAL TERMS

WORKOUT

AUTOMATIC STAY

BANKRUPTCY TRUSTEE

DOING BUSINESS AS (DBA)

TRADE DRESS

UNSECURED DEBT

NONEXEMPT PROPERTY

FCBA

LOSS DAMAGE WAIVER (LDW)

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