Mcclain County, OK Reorganization Lawyers

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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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William H. Deveraux

Criminal, Divorce & Family Law

Status: In Good Standing

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124 N. 3rd Ave., Purcell, OK 73080

L. Dee Oliphant

Real Estate, Traffic, Divorce & Family Law, Criminal

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Purcell, OK 73080

Bill C. Lester

Foreclosure, Employee Rights, Bankruptcy, Bankruptcy & Debt, Contract

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Purcell, OK 73080

Camille D. Dowers

General Practice

Status: In Good Standing

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Newcastle, OK 73065

Lorrie Ann Bamford

General Practice

Status: In Good Standing

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500 Nw 32Nd Street, Newcastle, OK 73065

Constantine Charalampous

Misdemeanor, Oil & Gas

Status: In Good Standing

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3095 Eagles Nest Way, Purcell, OK 73080

Jeremy Zackary Carter

Administrative Law, Workers' Compensation, Oil & Gas, Dispute Resolution, Criminal

Status: In Good Standing

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Newcastle, OK 73065

G. Thorne Stallings

General Practice

Status: In Good Standing

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Blanchard, OK 73010

Shanin Anne Moore

Insurance, Workers' Compensation, Social Security, Elder Law

Status: In Good Standing

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Newcastle, OK 73065

Shawn Dale Hodges

Bankruptcy, Workers' Compensation, Social Security, Elder Law

Status: In Good Standing

CONTACT

Newcastle, OK 73065

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT FILE

See credit report.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

CCCS

See Consumer Credit Counseling Service.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Mcclain County, OK Reorganization Lawyers

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

William H. Deveraux

L. Dee Oliphant

Bill C. Lester

Camille D. Dowers

Lorrie Ann Bamford

Constantine Charalampous

Jeremy Zackary Carter

G. Thorne Stallings

Shanin Anne Moore

Shawn Dale Hodges

TIPS

LEGAL TERMS

DEBT COLLECTOR

CREDIT FILE

ADMINISTRATIVE EXPENSES

DEBIT CARD

GRACE PERIOD

BULK SALES LAW

CCCS

NO-FAULT INSURANCE

WORKOUT

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