Mchenry County, IL Bankruptcy & Debt Lawyers, page 4

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Rebecca Anne Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury, Bankruptcy & Debt

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Kristen Serna

Litigation, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 13 Years

CONTACT

333 Commerce Drive, Crystal Lake, IL 60014

Melissa Wagner

Adoption, Divorce & Family Law, Criminal, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

960 Route 22, Fox River Grove, IL 60021

Michael Cortina

Litigation, Banking & Finance, Business, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

2460 Lake Shore Drive, Woodstock, IL 60098

Michele Aiken

Bankruptcy, Employee Rights

Status: In Good Standing Licensed: 17 Years

CONTACT

2413 W Algonquin Rd, Barrington, IL 60102

Rebecca Lamm

Litigation, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 16 Years

CONTACT

19333 E Grant Hwy, Marengo, IL 60152

Scott Bentley

Real Estate, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 40 Years

CONTACT

5435 Bull Valley Road, Mchenry, IL 60050

Sheila Aiken

Bankruptcy, Employment, Income Tax, Bankruptcy

Status: In Good Standing Licensed: 18 Years

CONTACT

2413 W. Road, Algonquin, IL 60102

Natalie Leah Pesin

Divorce & Family Law, Bankruptcy, Contract, Corporate

Status: In Good Standing Licensed: 10 Years

CONTACT

101 N. Virginia Street, Crystal Lake, IL 60014

Steven Jay Brody

Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

15 W Woodstock Street, Crystal Lake, IL 60014

800-923-0641

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LEGAL TERMS

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

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Mchenry County, IL Bankruptcy & Debt Lawyers, page 4

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Rebecca Anne Lamm

Kristen Serna

Melissa Wagner

Michael Cortina

Michele Aiken

Rebecca Lamm

Scott Bentley

Sheila Aiken

Natalie Leah Pesin

Steven Jay Brody

TIPS

LEGAL TERMS

DISCHARGE (OF DEBTS)

CREDIT REPORT

NUISANCE FEES

GUARANTOR

SETOFF

CREDIT INSURANCE

CURRENT MONTHLY INCOME

ABUSE

PRIORITY DEBT

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