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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jeanne D. Harrison

Social Security -- Disability, Government Agencies, Bankruptcy

Status: In Good Standing Licensed: 54 Years

CONTACT

Augusta, GA 30903

Angela Carter Mcelroy

Divorce, Criminal, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing Licensed: 34 Years

CONTACT

512 Telfair Street, Augusta, GA 30901

Dempsey Clay Ward

Dispute Resolution, Criminal, Consumer Rights, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

445 Walker Street, Augusta, GA 30901

Kelly Brashear Kitchens

Family Law, Divorce & Family Law, Discrimination, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

512 Telfair Street, Augusta, GA 30901

Davis Dunaway

Federal Trial Practice, Government, Insurance, Credit & Debt

Status: In Good Standing

CONTACT

801 Broad Street, Augusta, GA 30903

Matthew James Duncan

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

2608 Commons Blvd, Augusta, GA 30909

Lauminnia F. Nivens

Bankruptcy, Criminal, Social Security, Workers' Compensation

Status: In Good Standing Licensed: 32 Years

CONTACT

945 Broad St., Augusta, GA 30901

Kristen Amanda Turner

Dispute Resolution, Bankruptcy, Family Law

Status: In Good Standing Licensed: 11 Years

CONTACT

2513 Henry St, Augusta, GA 30901

Lawrence E. Maioriello

Other, Wrongful Termination, Elder Law, Contract, Consumer Bankruptcy

Status: In Good Standing Licensed: 61 Years

CONTACT

561 Greene Street, Augusta, GA 30901

Susan Dupre Barrett

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 34 Years

CONTACT

Augusta, GA 30903

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

COLLATERAL

Property that guarantees payment of a secured debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Mesena Bankruptcy & Debt Lawyer, Georgia, page 3

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Jeanne D. Harrison

Angela Carter Mcelroy

Dempsey Clay Ward

Kelly Brashear Kitchens

Davis Dunaway

Matthew James Duncan

Lauminnia F. Nivens

Kristen Amanda Turner

Lawrence E. Maioriello

Susan Dupre Barrett

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LEGAL TERMS

IRS EXPENSES

CREDIT BUREAU

COLLATERAL

DEBT COLLECTOR

CREDIT COUNSELING

CREDIT INSURANCE

FAIR CREDIT REPORTING ACT (FCRA)

GARNISHMENT

GUARANTOR

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