Metamora Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Jeffrey Alan Ryva

Motor Vehicle, Intellectual Property, Social Security, Bankruptcy

Status: In Good Standing

CONTACT

227 N.E Jefferson Avenue, Peoria, IL 61602

Jeffrey Ryva

Bankruptcy, International Intellectual Property, Intellectual Property

Status: In Good Standing Licensed: 45 Years

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227 N.E Jefferson Avenue, Peoria, IL 61602

Linn Perkins

Collection, Business, Bankruptcy

Status: In Good Standing

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456 Fulton St, Peoria, IL 61602

Leann Marie Niebuhr

Divorce, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 20 Years

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Peoria, IL 61612

Andrew Honegger

Banking & Finance, Bankruptcy, Business & Trade

Status: In Good Standing Licensed: 30 Years

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401 Main Street, Peoria, IL 61602

Sumner Bourne

Foreclosure, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

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401 Main Street, Peoria, IL 61602

James Grebe

Estate Planning, Environmental Law Other, Transactions, Bankruptcy

Status: In Good Standing Licensed: 45 Years

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401 Main St, Peoria, IL 61602

Stephen Michael Morris

Litigation, Divorce & Family Law, Collection, Personal Injury

Status: In Good Standing Licensed: 29 Years

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456 Fulton Street, Peoria, IL 61602

Natalie D. Thompson

Bankruptcy, Business & Trade, Personal Injury, Disability

Status: In Good Standing Licensed: 15 Years

CONTACT

124 S.W. Adams Street, Peoria, IL 61602

Amira Lucia Vicari

Municipal, Family Law, Administrative Law, Collection

Status: In Good Standing

CONTACT

456 Fulton St, Peoria, IL 61602

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

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Metamora Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Jeffrey Alan Ryva

Jeffrey Ryva

Linn Perkins

Leann Marie Niebuhr

Andrew Honegger

Sumner Bourne

James Grebe

Stephen Michael Morris

Natalie D. Thompson

Amira Lucia Vicari

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LEGAL TERMS

CREDIT FILE

GUARANTEED RESERVATION

CREDITOR

COSIGNER

GENERAL PARTNER

WORKOUT

CREDIT INSURANCE

MEETING OF CREDITORS

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

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