Miami-Dade County, FL Credit & Debt Lawyers

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Martin Hoffman
About | Practice Areas
Hoffman Larin & Agnetti, P.A.
909 N Miami Beach Blvd Suite 201 Miami, FL 33162» view map
Bankruptcy and Debt
Experience and Results Matter

Hoffman, Larin & Agnetti have offices in South Florida. We have a long list of satisfied, well-represented clients since our firm opened in 1975.

800-893-4280
1. Martin Hoffman Miami, FL
  Attorney at Law- FL, 1972
  St. John's University School of Law, J.D. 1972
2. AboutHoffman Larin & Agnetti, P.A.
  Experience and Results Matter
3. Practice AreasExpertise
  Bankruptcy and Debt
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Andres Montejo

✓ VERIFIED

Bankruptcy & Debt, Foreclosure, Bankruptcy, Credit & Debt, Collection

The Bankruptcy Law Center of Andres Montejo, in Miami - Fort Lauderdale specializes in bankruptcy law, foreclosure defense and mortgage modification. ... (more)

FREE CONSULTATION

CONTACT

800-947-7930

6157 NW 167th St, Hialeah, FL 33015

Abbie Barbara Cuellar

✓ VERIFIED

Collection, Credit & Debt

Abbie Cuellar is a practicing lawyer in the state of Florida handling collection and debt matters.

CONTACT

305-901-3337

7340 Sw 90Th St, Miami, FL 33156

Carlos E. Sardi

Bankruptcy, Corporate, Credit & Debt, Reorganization

Status: In Good Standing

CONTACT

100 Southeast Second Street, Miami, FL 33131

Ronald G. Neiwirth

Contract, Credit & Debt, Commercial Bankruptcy, Bankruptcy Litigation

Status: In Good Standing

CONTACT

1395 Brickell Avenue, Miami, FL 33131

Francisco Cieza

Foreclosure, Family Law, Credit & Debt, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

2525 Ponce de Leon Blvd, Coral Gables, FL 33134

Glenn D. Moses

Corporate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 28 Years

CONTACT

100 Se 2Nd St, Miami, FL 33131

Joseph D. Perkins

Corporate, Administrative Law, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 17 Years

CONTACT

1351 Nw 12Th St, Miami, FL 33125

David C. Cimo

Corporate, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

100 Se 2Nd St, Miami, FL 33131

Alberto H. Hernandez

Corporate, Contract, Bankruptcy, Credit & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

1840 W 49Th St, Hialeah, FL 33012

Allison R. Day

Business, Reorganization, Credit & Debt, Bankruptcy

Status: In Good Standing Licensed: 39 Years

CONTACT

100 Se 2Nd St, Miami, FL 33131

800-923-0641

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LEGAL TERMS

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SAMPLE LEGAL CASES

Rogers v. Rogers

... In addition to these few assets, the parties accumulated various debts during the marriage. Besides the loan on the Mountaineer, the parties had credit card debt totaling approximately $5000. The parties also owed $23,707.21 on the Wife's student loan. ...

Cunningham v. MBNA AMERICA BANK, NA

... 5th DCA 2004). Such a reading of the counterclaim demonstrates that Mr. Cunningham's claims for violations of the FDCPA and the FCCPA, and for abuse of process, attack MBNA's alleged misuse of the arbitration process to secure payment of a credit card debt. ...

Morgan v. Wilkins

... any person who offers or extends credit creating a debt or to whom a debt is owed, but does not include any person to the extent they receive an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for another. (Emphasis added). ...

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Miami-Dade County, FL Credit & Debt Lawyers

Sponsored Law Firm

Hoffman Larin & Agnetti, P.A.

SPONSORED LAWYERS

Andres Montejo

Abbie Barbara Cuellar

Carlos E. Sardi

Ronald G. Neiwirth

Francisco Cieza

Glenn D. Moses

Joseph D. Perkins

David C. Cimo

Alberto H. Hernandez

Allison R. Day

TIPS

LEGAL TERMS

COSIGNER

PRESUMED ABUSE

TRADE DRESS

DISPOSABLE INCOME

SUBROGATION

NUISANCE FEES

NONDISCHARGEABLE DEBTS

C CORPORATION

DEFINED CONTRIBUTION PLAN

SAMPLE LEGAL CASES

Rogers v. Rogers

Cunningham v. MBNA AMERICA BANK, NA

Morgan v. Wilkins

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