Moclips Bankruptcy & Debt Lawyer, Washington, page 5

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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William John Stewart

General Practice

Status: In Good Standing Licensed: 42 Years

CONTACT

101 S 1St St, Montesano, WA 98563

O. M. Nelson

General Practice

Status: Deceased Licensed: 116 Years

CONTACT

Montesano, WA 98563

Douglas Bryce Bitar

Federal, Government, Criminal, Bankruptcy

Status: In Good Standing Licensed: 46 Years

CONTACT

444 8Th St, Hoquiam, WA 98550

Paul Lester Stritmatter

Mass Torts, Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 55 Years

CONTACT

413 8th St, Hoquiam, WA 98550

Ray W Kahler

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice, Accident & Injury

Status: In Good Standing Licensed: 28 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Garth L. Jones

Insurance, Consumer Bankruptcy, Personal Injury, Malpractice

Status: In Good Standing Licensed: 40 Years

CONTACT

413 8Th St, Hoquiam, WA 98550

Clarence Kevan Lowder

Employment, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 32 Years

CONTACT

308 16Th St, Hoquiam, WA 98550

Michael G. Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Michael Gary Spencer

Family Law, Business & Trade, Commercial Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

506 Bel Aire Ave, Aberdeen, WA 98520

Benjamin R Winkelman

Corporate, Litigation, Family Law, Federal

Status: In Good Standing Licensed: 22 Years

CONTACT

201 8th Street, Hoquiam, WA 98550

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

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Moclips Bankruptcy & Debt Lawyer, Washington, page 5

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

William John Stewart

O. M. Nelson

Douglas Bryce Bitar

Paul Lester Stritmatter

Ray W Kahler

Garth L. Jones

Clarence Kevan Lowder

Michael G. Spencer

Michael Gary Spencer

Benjamin R Winkelman

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

NO-FAULT INSURANCE

PRESUMED ABUSE

SETOFF

WORKOUT

FRATERNAL BENEFIT SOCIETY BENEFITS

DISCHARGE (OF DEBTS)

HOUSEHOLDER

GRACE PERIOD

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