Monmouth County, NJ Bankruptcy & Debt Lawyers

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Aniello D. Cerreto, Esq.

✓ VERIFIED

Divorce & Family Law, Bankruptcy, Criminal, Estate

A lawyer who listens to you

I utilize the depth of my many years of relevant experience to assist people to transition into their new life and thrive during an otherwise trying t... (more)

FREE CONSULTATION

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800-809-4531

215 Gordon's Corner Road, Manalapan, NJ 07726

Patricia Colligan

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Estate, Trusts, Bankruptcy & Debt

Private Practice with Main Concentration in Bankruptcy

Serving Monmouth and Ocean Counties, the Law Office of Patricia Colligan, LLC is a law firm focusing on Bankruptcy Law.

FREE CONSULTATION

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732-542-6600

615 Hope Road, Eatontown, NJ 07724

Joseph I. Windman

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Bankruptcy & Debt, Real Estate

Joseph Windman is a practicing lawyer in the state of New Jersey. Attorney Windman received his J.D. from Brooklyn Law School.

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732-780-4222

4400 Route 9 South, Freehold, NJ 07728

Peter J Broege

Bankruptcy & Debt, Estate, Lawsuit & Dispute, Trusts, Bankruptcy

Status: In Good Standing

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25 Abe Voorhees Dr, Manasquan, NJ 08736

Joseph J. La Costa

Corporate, Credit & Debt, Tax

Status: In Good Standing

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225 Broad Street, Red Bank, NJ 07701

Jonathan David Singer

Accident & Injury, Divorce & Family Law, Criminal, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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35 Court Street, Freehold, NJ 07728

Gary A. Kay

Income Tax, Tax Litigation, Bankruptcy

Status: In Good Standing Licensed: 49 Years

FREE CONSULTATION

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Millstone Township, NJ 08510

Gary E. Fox

Adoption, Corporate, Business Organization, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 49 Years

CONTACT

12 Christopher Way, Eatontown, NJ 07724

Jeffrey Brown

Adoption, Property & Casualty, Bankruptcy & Debt, Residential Real Estate, Child Support

CONTACT

4400 Us Highway 9 South, Freehold, NJ 07728

Douglas E. Freiberger

Landlord-Tenant, Real Estate, Contract, Bankruptcy

Status: In Good Standing Licensed: 49 Years

CONTACT

788 Shrewsbury Ave, Eatontown, NJ 07724

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

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Monmouth County, NJ Bankruptcy & Debt Lawyers

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Aniello D. Cerreto, Esq.

Patricia Colligan

Joseph I. Windman

Peter J Broege

Joseph J. La Costa

Jonathan David Singer

Gary A. Kay

Gary E. Fox

Jeffrey Brown

Douglas E. Freiberger

TIPS

LEGAL TERMS

DEBIT CARD

INTEREST

SECURED DEBT

DEFINED CONTRIBUTION PLAN

SECRET WARRANTY PROGRAM

LIMITED LIABILITY

GENERAL PARTNER

IRS EXPENSES

MEETING OF CREDITORS

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