Morgan County, IL Reorganization Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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2. Email
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Not enough matches for Morgan Reorganization lawyer.
Below are all Morgan lawyers.

Maria M. Gonzalez

Adoption, Alimony & Spousal Support, Dispute Resolution, Child Support

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Larry D. Kuster

Construction Contracts, Construction, Complex Litigation, Collective Bargaining

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Barbara Fritsche

Education, Dispute Resolution, Civil Rights, Administrative Law

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

H. Allen Yow

Alimony & Spousal Support, Child Support, Adoption, Collection

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Richard E. Mann

Wills & Probate

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

C Matthew A. Smith

Business Successions, Business Organization, Conveyancing, Elder Law

Status: In Good Standing

CONTACT

816 W. State Street, Jacksonville, IL 62651

Robert E. Bradney

General Practice

Status: In Good Standing

CONTACT

232 West State Street, Jacksonville, IL 62650

Jonathan D. Hurst

Criminal, Estate Planning, Divorce & Family Law, Elder Law, Traffic

Status: In Good Standing Licensed: 36 Years

FREE CONSULTATION

CONTACT

360 West State Street, Jacksonville, IL 62650

Richard R. Freeman

Agribusiness, Agriculture, Corporate, Banking & Finance

Status: In Good Standing Licensed: 36 Years

CONTACT

232 W State St, Jacksonville, IL 62651

Ryan D. Byers

Alimony & Spousal Support, Adoption, Corporate, Business Organization

Status: In Good Standing Licensed: 17 Years

CONTACT

232 W State St, Jacksonville, IL 62650

800-923-0641

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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Morgan County, IL Reorganization Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Maria M. Gonzalez

Larry D. Kuster

Barbara Fritsche

H. Allen Yow

Richard E. Mann

C Matthew A. Smith

Robert E. Bradney

Jonathan D. Hurst

Richard R. Freeman

Ryan D. Byers

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LEGAL TERMS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

LIMITED LIABILITY

COLLECTION AGENCY

FAIR CREDIT REPORTING ACT (FCRA)

BANKRUPTCY

GENERAL PARTNER

CHAPTER 13 PLAN

CURRENT MONTHLY INCOME

401(K) PLAN

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