Morton Grove Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julia J Smolka

Bankruptcy & Debt, Banking & Finance, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

216 Higgins Road, Park Ridge, IL 60068

Ben Schneider

Foreclosure, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

8424 Skokie Blvd., Skokie, IL 60077

David N Byer

Landlord-Tenant, Divorce & Family Law, Bankruptcy & Debt, Personal Injury

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

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1780 Maple Street, Northfield, IL 60093

Jay A. Slutzky

Corporate, Business Organization, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

7749 N Milwaukee Ave, Niles, IL 60714

Donald Anthony Smith

Estate Planning, Adoption, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

241 Golf Mill Professional Building, Niles, IL 60714

Ben Leo Schneider

Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

Status: In Good Standing

CONTACT

8424 Blvd, Skokie, IL 60077

David T Arena

Litigation, Business, Collection, Personal Injury

Status: In Good Standing

CONTACT

444 N Northwest Hwy, Park Ridge, IL 60068

Martha Bozic

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

6321 N Avondale Ave, Chicago, IL 60631

Martha Ann Bozic

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

6321 N Avondale Ave, Chicago, IL 60631

Philip Novak

Business, Contract, Collection, Health Care, Litigation

Status: In Good Standing Licensed: 19 Years

CONTACT

7366 N Lincoln Road, Lincolnwood, IL 60712

800-923-0641

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LEGAL TERMS

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

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Morton Grove Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Julia J Smolka

Ben Schneider

David N Byer

Jay A. Slutzky

Donald Anthony Smith

Ben Leo Schneider

David T Arena

Martha Bozic

Martha Ann Bozic

Philip Novak

TIPS

LEGAL TERMS

NONDISCHARGEABLE DEBTS

HOUSEHOLDER

GENERAL PARTNER

LIEN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

REAFFIRMATION

LOSS DAMAGE WAIVER (LDW)

BANKRUPTCY TRUSTEE

DISCHARGE (OF DEBTS)

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