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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Rosemarie Bruno

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy

Status: In Good Standing

CONTACT

3771 Nesconset Hwy, Centereach, NY 11720

Craig Robins

Employment Discrimination, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

479 Middle Country Road, Coram, NY 11727

Kenneth Alan Jacoppi

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

23 Woodhull Rd, East Setauket, NY 11733

Kenneth Alan Jacoppi

Industry Specialties, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 59 Years

CONTACT

23 Woodhull Rd, East Setauket, NY 11733

John Catterson

Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

58 Country View Ln, Middle Island, NY 11953

Panagiota Betty Tufariello

Intellectual Property, Entertainment, US Courts, Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

25 Little Harbor Rd, Mount Sinai, NY 11766

Charles Joseph Fisher

Real Estate, Bankruptcy & Debt

Status: In Good Standing

CONTACT

1031 Main St, Port Jefferson, NY 11777

Howard Adam Wurman

Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

Status: Inactive Licensed: 28 Years

CONTACT

6 Roosevelt Ave, Port Jefferson Station, NY 11776

Brian Brendan Mulholland

Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

71 Champlain St, Port Jefferson Station, NY 11776

Christena M. Ward

Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

333 Route 25A, Rocky Point, NY 11778

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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Mount Sinai Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Rosemarie Bruno

Craig Robins

Kenneth Alan Jacoppi

Kenneth Alan Jacoppi

John Catterson

Panagiota Betty Tufariello

Charles Joseph Fisher

Howard Adam Wurman

Brian Brendan Mulholland

Christena M. Ward

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LEGAL TERMS

COLLECTION AGENCY

401(K) PLAN

CREDIT REPORT

GRACE PERIOD

WORKOUT

IRS EXPENSES

DISCHARGE (OF DEBTS)

PRESUMED ABUSE

NONDISCHARGEABLE DEBTS

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