Mountain City Bankruptcy & Debt Lawyer, Georgia

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Chuck Douglas
About | Practice Areas
Wakhisi-Douglas LLC
2002 Summit Boulevard Suite 300 Atlanta, GA 30319» view map
Bankruptcy & Debt
We Fight Back and Win in Court

We’ve won hundreds of cases, and we’ve developed a reputation for resolving complex disputes favorably for our clients.

800-978-8941
1. Chuck Douglas Atlanta, GA
  Attorney at Law- GA
  Georgia State University College of Law, J.D. 2009
2. AboutWakhisi-Douglas LLC
  We Fight Back and Win in Court
3. Practice AreasExpertise
  Bankruptcy & Debt
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Alfred Wei-Keung Chang

Real Estate, Family Law, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing

CONTACT

783 North Grove Street, Dahlonega, GA 30533

Brian C Ranck

Real Estate, Lawsuit & Dispute, Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 23 Years

CONTACT

597 Big A Rd, Toccoa, GA 30577

Charles O. Gignilliat

Government, Criminal, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

Hiawassee, GA 30546

Christopher Allen Jones

Estate, Family Law, DUI-DWI, Credit & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

Cleveland, GA 30528

Courtney Tie

Antitrust, Civil Rights, Litigation, Credit & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

452 Highway 53 E, Dawsonville, GA 30534

Courtney Hogwood

Contract, Litigation, Consumer Bankruptcy, Corporate

Status: In Good Standing Licensed: 13 Years

CONTACT

452 Highway 53 E, Dawsonville, GA 30534

David Charles Whitridge

Real Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 25 Years

CONTACT

5207 Shirley Rd, Gainesville, GA 30506

Douglas L. Henry

Workers' Compensation, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

695 Washington Street, Clarkesville, GA 30523

E. Martin Putney

Wrongful Termination, Business & Trade, Limited Liability Companies, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

238 Young Harris Street, Blairsville, GA 30512

Emily Ann Carr

Family Law, Criminal, Personal Injury, Bankruptcy

Status: In Good Standing

CONTACT

Cleveland, GA 30528

800-923-0641

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LEGAL TERMS

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

REAFFIRMATION

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)

An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

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Mountain City Bankruptcy & Debt Lawyer, Georgia

Sponsored Law Firm

Wakhisi-Douglas LLC

SPONSORED LAWYERS

Alfred Wei-Keung Chang

Brian C Ranck

Charles O. Gignilliat

Christopher Allen Jones

Courtney Tie

Courtney Hogwood

David Charles Whitridge

Douglas L. Henry

E. Martin Putney

Emily Ann Carr

TIPS

LEGAL TERMS

COLLECTION AGENCY

CHAPTER 13 BANKRUPTCY

GRACE PERIOD

REDEMPTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

REAFFIRMATION

FRAUDULENT TRANSFER

FAIR CREDIT REPORTING ACT (FCRA)

TRADE NAME

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