Moweaqua Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

601 E William St, Decatur, IL 62525

Julie Beyers

Litigation, Banking & Finance, Collection, Bankruptcy

Status: In Good Standing Licensed: 31 Years

CONTACT

601 E William St, Decatur, IL 62525

John Robert Barr

Family Law, Divorce, Collection, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

Decatur, IL 62525

James Arthur Coale

Government, Transactions, Bankruptcy

Status: In Good Standing Licensed: 50 Years

CONTACT

111 E Main Street, Decatur, IL 62523

Andrew Douglas Bourey

Estate Planning, Family Law, Divorce, Divorce & Family Law, Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

225 S Main St, Decatur, IL 62523

Monica Hawkins

Workers' Compensation, DUI-DWI, Collection, Personal Injury

Status: In Good Standing Licensed: 27 Years

CONTACT

363 S Main St, Decatur, IL 62523

Edward Costa

Construction, Litigation, Civil Rights, Banking & Finance, Bankruptcy

Status: In Good Standing

CONTACT

225 N Water St, Decatur, IL 62525

William Trimble

Tax, Insurance, Transactions, Bankruptcy

Status: In Good Standing

CONTACT

132 South Water Street, Decatur, IL 62525

David Nicholas Reimer

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

132 S Water St, Decatur, IL 62523

David Reimer

Estate Planning, Family Law, Divorce, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

132 S Water St, Decatur, IL 62523

800-923-0641

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LEGAL TERMS

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

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Moweaqua Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Julie Beyers

Julie Beyers

John Robert Barr

James Arthur Coale

Andrew Douglas Bourey

Monica Hawkins

Edward Costa

William Trimble

David Nicholas Reimer

David Reimer

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LEGAL TERMS

401(K) PLAN

REPOSSESSION

FRAUDULENT TRANSFER

CREDITOR

LIEN

DEFINED CONTRIBUTION PLAN

BANKRUPTCY

FORBEARANCE

NO-FAULT INSURANCE

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