Moyock Bankruptcy & Debt Lawyer, North Carolina

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Tim Anderson
About | Practice Areas
Anderson & Associates, PC
905 Halstead Blvd, Unit 6, Elizabeth City, NC 27908Â» view map
Bankruptcy & Debt Law
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The Law office of Anderson & Associates will aggressively represent your interests to obtain any and all relief.

800-217-0430
1. Tim Anderson Virginia Beach, VA
  Attorney at Law - VA, 1999
  Regent University School of Law, J.D.
2. AboutAnderson & Associates, PC
  Proudly serving Virginia Beach
3. Practice AreasExpertise
  Bankruptcy & Debt
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John G Trimpi

Real Estate, Corporate, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 52 Years

CONTACT

200 N Water St, Elizabeth City, NC 27909

John Herbert White Small

Consumer Bankruptcy, Bankruptcy

Status: Deceased Licensed: 75 Years

CONTACT

1006 W Church St, Elizabeth City, NC 27909

Timothy Anderson

Bankruptcy & Debt, Criminal, Bankruptcy

Status: In Good Standing

CONTACT

905 Halstead Blvd, Elizabeth City, NC 27909

Marc E Le Blanc

International Other, Divorce, Bankruptcy

Status: In Good Standing

CONTACT

113 Trinitie Dr, Kitty Hawk, NC 27949

James Emery Midyette

Bankruptcy

Status: In Good Standing Licensed: 23 Years

CONTACT

239 Sea Oats Trail, Kitty Hawk, NC 27949

John C. Graham

Traffic, Civil & Human Rights, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 39 Years

CONTACT

Kitty Hawk, NC 27949

Roy Archbell

Construction, Corporate, Collection, Accident & Injury

Status: Inactive Licensed: 50 Years

CONTACT

148 Crooked Back Loop, Kitty Hawk, NC 27949

Paul F. Winborne

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 37 Years

CONTACT

117 West Eden Street, Edenton, NC 27932

David Carpenter Gadd

Real Estate, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

211 Main St., Columbia, NC 27925

Laura Forehand Meads

Divorce & Family Law, Estate, Bankruptcy & Debt, Motor Vehicle, DUI-DWI

Status: In Good Standing

CONTACT

106A Ascension Drive, Kitty Hawk, NC 27949

800-923-0641

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LEGAL TERMS

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

INTEREST

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to ... (more...)

A commission you pay a bank or other creditor for lending you money or extending you credit. An interest rate represents the annual percentage that is added to your balance. This means that if your loan or credit line has an interest rate of 8%, the holder adds 8% to the balance each year. More specifically, interest is calculated and added to your loan or credit line through a process called compounding. If interest is compounded daily, the balance will rise by 1/365th of 8% each day. If interest is compounded monthly, the balance will rise 1/12th of 8% at the start of each month.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

Moyock Bankruptcy & Debt Lawyer, North Carolina

Sponsored Law Firm

Anderson & Associates, PC

SPONSORED LAWYERS

John G Trimpi

John Herbert White Small

Timothy Anderson

Marc E Le Blanc

James Emery Midyette

John C. Graham

Roy Archbell

Paul F. Winborne

David Carpenter Gadd

Laura Forehand Meads

TIPS

LEGAL TERMS

NONEXEMPT PROPERTY

MEANS TEST

INTEREST

ABUSE

CREDIT COUNSELING

COSIGNER

DEBIT CARD

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FCRA

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