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Andrei Armas
About | Practice Areas
Armas & Joseph, APLC
1712 West Beverly Blvd Suite 201 Montebello, CA 90640» view map
Consumer Rights and Collection
We Fight For You

No matter what type of legal support you are looking for, we have the resources and expertise to help.

800-675-3790
1. Andrei Armas Montebello, CA
  Attorney at Law- CA
  California Western School of Law, J.D. 2014
2. AboutArmas & Joseph, APLC
  We Fight For You
3. Practice AreasExpertise
  Consumer Rights
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James Zakasky

Foreclosure, Corporate, Collection, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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50 Santa Rosa Avenue, Santa Rosa, CA 95404

Carmen I Dunbar

Tax, Landlord-Tenant, Immigration, Collection

Status: In Good Standing Licensed: 15 Years

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728 Texas St, Fairfield, CA 94534

Deborah Durr Ferras

Family Law, Guardianships & Conservatorships, Adoption, Collection

Status: In Good Standing Licensed: 33 Years

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300 Tuolumne St, American Canyon, CA 94590

Robert Stanley Green

Commercial Real Estate, Motor Vehicle, Commercial Banks, Collection

Status: In Good Standing

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2200 Larkspur Landing Cir, Larkspur, CA 94939

Vincent Wood

Bankruptcy, Collection, Credit & Debt, Reorganization

FREE CONSULTATION

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1820 Bonanza Street, Walnut Creek, CA 94596

John Claassen

Civil Rights, Corporate, Administrative Law, Collection

Status: In Good Standing Licensed: 26 Years

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1261 Locust St, Walnut Creek, CA 94596

Chuck Marshall

Motor Vehicle, Collection, Credit & Debt, Class Action

Status: In Good Standing

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2121 N. California Blvd., Walnut Creek, CA 94596

Eric Boeing

Credit & Debt, Collection, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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1300 Clay St, Ste 600, Oakland, CA 94612

Sally Elkington

Bankruptcy & Debt, Bankruptcy, Collection, Credit & Debt

FREE CONSULTATION

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409 13Th Street, Oakland, CA 94612

Lisa Jane Espada

Litigation, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

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100 Pine St, San Francisco, CA 94111

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Napa Collection Lawyer, California

Sponsored Law Firm

Armas & Joseph, APLC

SPONSORED LAWYERS

James Zakasky

Carmen I Dunbar

Deborah Durr Ferras

Robert Stanley Green

Vincent Wood

John Claassen

Chuck Marshall

Eric Boeing

Sally Elkington

Lisa Jane Espada

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LEGAL TERMS

TRADE NAME

CREDIT REPORT

GARNISHMENT

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

INFRINGEMENT (OF TRADEMARK)

DISCHARGEABLE DEBTS

MEETING OF CREDITORS

AUTOMATIC STAY

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