Nespelem Bankruptcy & Debt Lawyer, Washington, page 2

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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John Andrew Bangerter

Wills, Estate Planning, Estate, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

237 Fourth Avenue N, Okanogan, WA 98840

Katlenia Ann Vejraska

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 97 Years

CONTACT

Omak, WA 98841

Kecia M. Heyen

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: In Good Standing Licensed: 13 Years

CONTACT

Okanogan, WA 98840

Kelly Calentine

Commercial Bankruptcy, Commercial Real Estate, Real Estate

Status: Inactive Licensed: 70 Years

CONTACT

132 Bide A Wee Rd, Omak, WA 98841

Michael William Lynch

Criminal, Bankruptcy, Juvenile Law, Family Law

Status: In Good Standing Licensed: 48 Years

CONTACT

Tonasket, WA 98855

Michael D. Howe

Municipal, Government, Corporate, Collection

Status: In Good Standing Licensed: 50 Years

CONTACT

10 Valley View Park Dr, Omak, WA 98841

Renee Nicole Demmitt

Commercial Bankruptcy, Corporate, Real Estate, Commercial Real Estate

Status: In Good Standing Licensed: 44 Years

CONTACT

Omak, WA 98841

Robert J. Murray

Commercial Real Estate, Trusts, Banking & Finance, Bankruptcy

Status: Deceased

CONTACT

Rr 1, Okanogan, WA 98840

Robert J. Murray

Real Estate, Estate, Business, Bankruptcy & Debt

Status: Deceased Licensed: 87 Years

CONTACT

Rr 1, Okanogan, WA 98840

Theodore Reinbold

Foreclosure, Estate Planning, Disability, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

Okanogan, WA 98840

800-923-0641

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LEGAL TERMS

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Nespelem Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

John Andrew Bangerter

Katlenia Ann Vejraska

Kecia M. Heyen

Kelly Calentine

Michael William Lynch

Michael D. Howe

Renee Nicole Demmitt

Robert J. Murray

Robert J. Murray

Theodore Reinbold

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LEGAL TERMS

DEBT COLLECTOR

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SOLE PROPRIETORSHIP

BULK SALES LAW

SECURED DEBT

HOUSEHOLDER

LIEN

REPOSSESSION

FORBEARANCE

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