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Ashton Dunn
About | Practice Areas
Law Offices of Ashton Dunn
139 N Balsam Ste 1300 Ridgecrest, CA 93556» view map
Bankruptcy
Get The Support You Need For Your Case

You need an attorney with bankruptcy knowledge who will vigorously protect your rights and interests.

800-615-0850
1. Ashton Dunn Ridgecrest, CA
  Attorney at Law - CA, 1999
  Peoples COL, J.D., 1999
2. AboutLaw Offices of Ashton Dunn
  Over 20 years of experience.
3. Practice AreasExpertise
  Bankruptcy Law
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Includes: Bankruptcy Litigation, Commercial Bankruptcy, Consumer Bankruptcy, Dissolution

Michael David Fox

Bankruptcy, Products Liability, Admiralty & Maritime, Insurance, Intellectual Property

Status: In Good Standing Licensed: 48 Years

CONTACT

2927 De La Vina St, Santa Barbara, CA 93105

Brenda Annette Enderle

Real Estate, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

540 Alisal Rd, Solvang, CA 93463

Scott B. Campbell

Litigation, Arbitration, Corporate, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

932 Randolph Rd, Santa Barbara, CA 93111

Vaughn Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

Reed Howard Olmstead

Government Agencies, Commercial Bankruptcy, Bankruptcy Litigation, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 15 Years

FREE CONSULTATION

CONTACT

5266 Hollister Ave, Santa Barbara, CA 93111

Natalie Ann Spilborghs

Wills, Trusts, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 13 Years

CONTACT

550 Asilomar Way, Santa Barbara, CA 93117

Ramon Raj Gupta

Land Use & Zoning, International Tax, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 26 Years

CONTACT

112 E Victoria St, Santa Barbara, CA 93101

William Charles Beall

Pharmaceutical Product, Business, Bankruptcy, Defamation & Slander

Status: In Good Standing Licensed: 44 Years

CONTACT

1114 State St, Santa Barbara, CA 93101

Karen Lynn Grant

Employment Discrimination, Credit & Debt, Bankruptcy, Bankruptcy & Debt, Personal Injury

Status: In Good Standing

CONTACT

924 Anacapa St, Santa Barbara, CA 93101

Vaughn Eric Bunch

Trademark, Copyright, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

6001 Paseo Palmilla, Santa Barbara, CA 93117

800-923-0641

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LEGAL TERMS

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

SETOFF

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a countercl... (more...)

A claim made by someone who allegedly owes money, that the amount should be reduced because the other person owes him money. This is often raised in a counterclaim filed by a defendant in a lawsuit. Banks may try to exercise a setoff by taking money out of a deposit account to satisfy past due payments on a loan or credit card bill. Such an act is illegal under most circumstances.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

SAMPLE LEGAL CASES

Jaffe v. Pacelli

... ALDRICH, J. I. INTRODUCTION. In this case, the superior court entered a judgment against a debtor, Zenaida C. Pacelli (Pacelli), that included an award of attorney fees. Years later, Pacelli sought to discharge the debt in bankruptcy court. ... 2. The bankruptcy proceedings. ...

Imperial Merchant Services, Inc. v. Hunt

... section 3287, for a total of $179.41. 385 Hunt filed a voluntary petition for bankruptcy in the United States Bankruptcy Court for the Northern District of California (the bankruptcy action). Shortly thereafter, Hunt filed a putative ...

Aceves v. US BANK NA

... deed of trust on her residence. About two years into the loan, she could not afford the monthly payments and filed for bankruptcy under chapter 7 of the Bankruptcy Code (11 USC Â§Â§ 701-784). She intended to convert the chapter ...

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New Cuyama Bankruptcy Lawyer, California

Sponsored Law Firm

Law Offices of Ashton Dunn

SPONSORED LAWYERS

Michael David Fox

Brenda Annette Enderle

Scott B. Campbell

Vaughn Bunch

Reed Howard Olmstead

Natalie Ann Spilborghs

Ramon Raj Gupta

William Charles Beall

Karen Lynn Grant

Vaughn Eric Bunch

TIPS

LEGAL TERMS

CHAPTER 13 PLAN

GARNISHMENT

UNDUE HARDSHIP

FAIR CREDIT REPORTING ACT (FCRA)

NONEXEMPT PROPERTY

SETOFF

LIEN

GENERAL PARTNER

DEBIT CARD

SAMPLE LEGAL CASES

Jaffe v. Pacelli

Imperial Merchant Services, Inc. v. Hunt

Aceves v. US BANK NA

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