New Jersey Bankruptcy & Debt Lawyer List

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Robert H. Johnson Lawyer

Robert H. Johnson

VERIFIED
Cherry Hill Bankruptcy & Debt Lawyer

Robert H. Johnson has spent his career representing clients in U.S. Bankruptcy Court and New Jersey insolvency proceedings. Prior to founding this fi... (more)

FREE CONSULTATION 

CONTACT

800-774-9731

Aniello D. Cerreto, Esq. Lawyer

Aniello D. Cerreto, Esq.

VERIFIED
Manalapan Bankruptcy & Debt Lawyer
A lawyer who listens to you

I utilize the depth of my many years of relevant experience to assist people to transition into their new life and thrive during an otherwise trying t... (more)

FREE CONSULTATION 

CONTACT

800-809-4531

Mark Stuart Cherry Lawyer

Mark Stuart Cherry

VERIFIED
Cherry Hill Bankruptcy & Debt Lawyer
Bankruptcy, Real Estate, and Litigation

Mark S Cherry, Attorney at Law, PC is a general practice professional law firm in Cherry Hill, NJ that, in addition to the general practice of law, as... (more)

Geraldene Sherr Duswalt Lawyer

Geraldene Sherr Duswalt

VERIFIED
Scotch Plains Bankruptcy & Debt Lawyer
Full service law firm dedicated to helping people solve their problems and move on with their lives.

I have been helping people in New Jersey and New York resolve their legal problems for twenty nine years. During this time, I have learned that infor... (more)

FREE CONSULTATION 

CONTACT

800-903-7740

John W. King Lawyer

John W. King

VERIFIED
Newark Bankruptcy & Debt Lawyer

Full service law firm that specializes in Personal Injury, Auto Accidents, Slip and Fall/Premises liability, Dog Bites, Truck and Motorcycle Accidents... (more)

FREE CONSULTATION 

CONTACT

973-862-1949

Mark  Kriegel Lawyer

Mark Kriegel

VERIFIED
Ewing Bankruptcy & Debt Lawyer

Representing clients in bankruptcy, insurance, civil litigation and small business formation and operating agreements.

FREE CONSULTATION 

CONTACT

800-650-5670

Michael P. Otto Lawyer

Michael P. Otto

VERIFIED
Piscataway Bankruptcy & Debt Lawyer

Michael Otto was born and raised in Iowa. Mr. Otto received a B.S. in Marketing from Iowa State University in 1990, where he was a member of the Golde... (more)

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CONTACT

800-998-7210

Kenneth  Psota Lawyer

Kenneth Psota

VERIFIED
Linwood Bankruptcy & Debt Lawyer

Kenneth Psota graduated cum laude from Widener University School of Law in Harrisburg, PA, and is licensed to practice law in both New Jersey and Penn... (more)

FREE CONSULTATION 

CONTACT

800-983-3280

Evan N. Pickus Lawyer

Evan N. Pickus

VERIFIED
East Brunswick Bankruptcy & Debt Lawyer

Upon graduation from the Benjamin N. Cardozo School of Law at Yeshiva University in New York, classmates Evan N. Pickus and Howard S. Landsberg sought... (more)

FREE CONSULTATION 

CONTACT

800-871-7810

Patricia  Colligan Lawyer

Patricia Colligan

VERIFIED
Eatontown Bankruptcy & Debt Lawyer
Private Practice with Main Concentration in Bankruptcy

Serving Monmouth and Ocean Counties, the Law Office of Patricia Colligan, LLC is a law firm focusing on Bankruptcy Law.

FREE CONSULTATION 

CONTACT

732-542-6600

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)
A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

FDCPA

See Fair Debt Collections & Practices Act.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)
In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

C CORPORATION

Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S c... (more...)
Common business slang to distinguish a corporation whose profits are taxed separate from its owners under subchapter C of the Internal Revenue Code, from an S corporation, whose profits are passed through to shareholders and taxed on their personal returns under subchapter S of the Internal Revenue Code.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)
Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)
Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.