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Chauncey Henry
About | Practice Areas
Henry Law
825 E Gate Blvd Suite 106 Garden City, NY 11530» view map
Employment, Bankruptcy, Criminal, FMLA, Civil
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800-974-2431
1. Chauncey Henry Garden City, NY
  Attorney at Law- NY
  Southern University Law Center, J.D. 2011
2. AboutHenry Law
  The Difference.
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  Employment
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Patricia L. Martin-Gibbons

Adoption, Affirmative Action, Alimony & Spousal Support, Bankruptcy

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The Woolworth Building, 233 Broadway, New York, NY 10279

Michael J. Semack

Corporate, Banking & Finance, Bankruptcy Litigation, Bankruptcy

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40 Wall Street, New York, NY 10005

Zhijun Liu

Administrative Law, Asylum, Bankruptcy, Business Organization

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225 Broadway, New York, NY 10007

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600 3Rd Ave, New York, NY 10016

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Corporate, Construction, Contract, Credit & Debt

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60 East 42nd Street, New York, NY 10165

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Estate Planning, Family Law, Corporate, Bankruptcy

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1123 Broadway, New York, NY 10001

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Workout, Consumer Bankruptcy, Commercial Bankruptcy, Bankruptcy

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48 Willoughby St, MetroTech, Brooklyn, NY 11201

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Banking & Finance, Bankruptcy, Bankruptcy Litigation, Corporate

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

BANKRUPTCY TRUSTEE

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is t... (more...)

A person appointed by the court to oversee the case of a person or business that has filed for bankruptcy. In a consumer Chapter 7 case, the trustee's role is to gather the debtor's nonexempt property, liquidate it and distribute it proportionally to her creditors. In a Chapter 13 case, the trustee's role is to receive the debtor's monthly payments and distribute them proportionally to her creditors.

COLLATERAL

Property that guarantees payment of a secured debt.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

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New York Bankruptcy & Debt Lawyer, New York, page 4

Sponsored Law Firm

Henry Law

SPONSORED LAWYERS

Patricia L. Martin-Gibbons

Michael J. Semack

Zhijun Liu

Michelle Labayen

Edward Weissman

Jennifer A. Schwartz

Talaiya Ahmed

Glenn R. Meyers

David Ian Pankin

Justin B. Blackhall

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LEGAL TERMS

CHAPTER 7 BANKRUPTCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

HOUSEHOLDER

BANKRUPTCY TRUSTEE

COLLATERAL

ACCORD AND SATISFACTION

PRESUMED ABUSE

ABUSE

NONDISCHARGEABLE DEBTS

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