Niagara Falls Bankruptcy & Debt Lawyer, New York

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Siana Jody Mclean

Immigration, Asylum, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

1520 Pine Ave, Niagara Falls, NY 14301

Michael C. Schmahl Delia

Criminal, Accident & Injury, Bankruptcy & Debt, Real Estate, Business

Status: In Good Standing Licensed: 30 Years

FREE CONSULTATION

CONTACT

2445 Allen Ave., NIAGARA FALLS, NY 14303

David Francis Derrico

Workers' Compensation, Bankruptcy & Debt

Status: In Good Standing Licensed: 30 Years

CONTACT

1625 Buffalo Avenue, Niagara Falls, NY 14303

Mary Ellen Maloney

Lawsuit & Dispute, Estate, Business, Bankruptcy & Debt, Products Liability

Status: In Good Standing Licensed: 30 Years

CONTACT

256 3rd St, Niagara Falls, NY 14303

Lawrence Gilbert Stuart

Real Estate, Criminal, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 40 Years

CONTACT

770 Main St, Niagara Falls, NY 14301

Mary Ellen Maloney

Lawsuit & Dispute, Estate, Business, Bankruptcy & Debt, Education

Status: In Good Standing Licensed: 38 Years

CONTACT

256 Third Street, Niagara Falls, NY 14303

Anne Difonzo Melzer

Tax, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

1051 Upper Mountain Rd, Lewiston, NY 14092

Anne Elizabeth Pieroni

Real Estate, Employment, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 19 Years

CONTACT

793 Center Street, Lewiston, NY 14092

Alvin Morton Greene

Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

CONTACT

2697 Baseline Rd, Grand Island, NY 14072

Sharon Angelino

Environmental Law, Employment, Insurance, Bankruptcy & Debt

Status: In Good Standing

CONTACT

4746 Model City Rd, Model City, NY 14107

800-923-0641

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LEGAL TERMS

TRADE DRESS

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape... (more...)

The distinctive packaging or design of a product that promotes the product and distinguishes it from other products in the marketplace -- for example, the shape of Frangelico liqueur bottles. Trade dress can be protected under trademark law if a showing can be made that the average consumer would likely be confused as to product origin if another product were allowed to appear in similar dress.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

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Niagara Falls Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Siana Jody Mclean

Michael C. Schmahl Delia

David Francis Derrico

Mary Ellen Maloney

Lawrence Gilbert Stuart

Mary Ellen Maloney

Anne Difonzo Melzer

Anne Elizabeth Pieroni

Alvin Morton Greene

Sharon Angelino

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LEGAL TERMS

TRADE DRESS

GUARANTEED RESERVATION

CHAPTER 13 BANKRUPTCY

CHAPTER 13 PLAN

SUBROGATION

LOSS DAMAGE WAIVER (LDW)

DISPOSABLE INCOME

CHAPTER 7 BANKRUPTCY

CREDIT INSURANCE

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