Niles Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Glenn Betancourt-Burgos

Adoption, Alimony & Spousal Support, Bankruptcy, Child Support

Status: In Good Standing

CONTACT

3158 S. River Road, Des Plaines, IL 60018

Julia J Smolka

Bankruptcy & Debt, Banking & Finance, Estate

Status: In Good Standing

FREE CONSULTATION

CONTACT

216 Higgins Road, Park Ridge, IL 60068

Ben Schneider

Foreclosure, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt

FREE CONSULTATION

CONTACT

8424 Skokie Blvd., Skokie, IL 60077

Jay A. Slutzky

Corporate, Business Organization, Administrative Law, Bankruptcy

Status: In Good Standing Licensed: 51 Years

CONTACT

7749 N Milwaukee Ave, Niles, IL 60714

Donald Anthony Smith

Estate Planning, Adoption, Business & Trade, Bankruptcy

Status: In Good Standing Licensed: 40 Years

CONTACT

241 Golf Mill Professional Building, Niles, IL 60714

David T Arena

Litigation, Business, Collection, Personal Injury

Status: In Good Standing

CONTACT

444 N Northwest Hwy, Park Ridge, IL 60068

Martha Bozic

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

6321 N Avondale Ave, Chicago, IL 60631

Martha Ann Bozic

Commercial Real Estate, Landlord-Tenant, Transactions, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

6321 N Avondale Ave, Chicago, IL 60631

Ira Phil Goldberg

Trusts, Credit & Debt, Collection, Bankruptcy

Status: In Good Standing

CONTACT

216 Higgins Road, Park Ridge, IL 60068

David Arena

Litigation, Business, Collection, Personal Injury

Status: In Good Standing

CONTACT

216 Higgins Road, Park Ridge, IL 60068

800-923-0641

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LEGAL TERMS

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

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Niles Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Glenn Betancourt-Burgos

Julia J Smolka

Ben Schneider

Jay A. Slutzky

Donald Anthony Smith

David T Arena

Martha Bozic

Martha Ann Bozic

Ira Phil Goldberg

David Arena

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LEGAL TERMS

CREDIT INSURANCE

AUTOMATIC STAY

HOUSEHOLDER

PREFERENCE

INFRINGEMENT (OF TRADEMARK)

IRS EXPENSES

CREDIT REPORT

CREDIT BUREAU

GENERAL PARTNER

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