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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Albert J. Mogavero

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 55 Years

CONTACT

9 Brookins Green Dr, Orchard Park, NY 14127

Brandon Michael Wrazen

Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 12 Years

CONTACT

128 Church St, East Aurora, NY 14052

Charles Carlyle Ritter

Landlord-Tenant, Lawsuit & Dispute, Divorce, Criminal, Bankruptcy & Debt

Status: In Good Standing Licensed: 31 Years

CONTACT

701 Seneca St, Buffalo, NY 14210

David T Stephenson

Intellectual Property, Industry Specialties, Collection, Products Liability

Status: In Good Standing Licensed: 20 Years

CONTACT

1150 Maple Rd, Elma, NY 14059

Dennis Charles Gaughan

Real Estate, Estate, Criminal, Bankruptcy & Debt

Status: In Good Standing

CONTACT

6161 S Park Ave, Hamburg, NY 14075

Frank John Jacobson

Bankruptcy & Debt

Status: In Good Standing Licensed: 26 Years

CONTACT

101 Slade Avenue, Buffalo, NY 14224

James Carlton Thoman

Sports, Banking & Finance, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 22 Years

CONTACT

140 Pearl St, Buffalo, NY 14224

James Monroe Shaw

International, Divorce & Family Law, Bankruptcy & Debt

Status: In Good Standing Licensed: 50 Years

CONTACT

4819 S Park Ave, Hamburg, NY 14075

James Anthony Partacz

Government, Estate, Child Support, Bankruptcy

Status: In Good Standing Licensed: 44 Years

CONTACT

3890 Seneca St, Buffalo, NY 14224

Janet G. Burhyte

Divorce, Bankruptcy & Debt

Status: In Good Standing

CONTACT

465 Main St, Buffalo, NY 14224

800-923-0641

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LEGAL TERMS

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

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North Collins Bankruptcy & Debt Lawyer, New York

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Albert J. Mogavero

Brandon Michael Wrazen

Charles Carlyle Ritter

David T Stephenson

Dennis Charles Gaughan

Frank John Jacobson

James Carlton Thoman

James Monroe Shaw

James Anthony Partacz

Janet G. Burhyte

TIPS

LEGAL TERMS

AUTOMATIC STAY

CREDIT REPORT

ADMINISTRATIVE EXPENSES

DISPOSABLE INCOME

MEANS TEST

NONDISCHARGEABLE DEBTS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

TOXIC TORT

401(K) PLAN

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