Northampton County, NC Collection Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Millard Philmore Darden

Criminal, Consumer Rights

Status: In Good Standing Licensed: 38 Years

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Garysburg, NC 27831

Thomas M. Harvey

Personal Injury, Workers' Compensation, Social Security, Workers' Compensation

Status: In Good Standing Licensed: 42 Years

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109 Short St,, Rich Square, NC 27869

Millard Philmore Darden

General Practice

Status: In Good Standing Licensed: 38 Years

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Garysburg, NC 27831

Charles Slade

General Practice

Status: In Good Standing Licensed: 52 Years

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Rich Square, NC 27869

John F. Mckellar

Real Estate, Motor Vehicle

Status: In Good Standing Licensed: 49 Years

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Jackson, NC 27845

Vershenia M. Ballance Moody

Estate, Discrimination

Status: In Good Standing Licensed: 28 Years

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123 Clark Street, Gaston, NC 27832

David C. Bridgers

General Practice

Status: In Good Standing Licensed: 52 Years

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Jackson, NC 27845

Crystal Renee' Sumner

General Practice

Status: In Good Standing Licensed: 12 Years

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Rich Square, NC 27869

Luther B. Culpepper

Other, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 30 Years

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Woodland, NC 27897

Tiffany Trenall Smith

General Practice

Status: In Good Standing Licensed: 13 Years

CONTACT

144 Gus Smith Road, Gaston, NC 27832

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CCCS

See Consumer Credit Counseling Service.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

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Northampton County, NC Collection Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Millard Philmore Darden

Thomas M. Harvey

Millard Philmore Darden

Charles Slade

John F. Mckellar

Vershenia M. Ballance Moody

David C. Bridgers

Crystal Renee' Sumner

Luther B. Culpepper

Tiffany Trenall Smith

TIPS

LEGAL TERMS

DEBIT CARD

CHAPTER 7 BANKRUPTCY

NUISANCE FEES

ACCORD AND SATISFACTION

CREDIT BUREAU

UNSECURED DEBT

SECRET WARRANTY PROGRAM

CCCS

CREDIT REPORT

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