Oceana County, MI Bankruptcy & Debt Lawyers

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Tricia Terry
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Marrs & Terry, PLLC
6553 Jackson Road Ann Arbor, MI 48103Â» view map
Bankruptcy & Debt
Personalized, Efficient Counsel

Marrs & Terry, PLLC have been helping individuals face a variety of legal challenges, including bankruptcy, estate planning and administration, and family law.

800-862-7221
1. Tricia Terry Ann Arbor, MI
  Attorney at Law- MI, 1999
  Thomas M. Cooley Law School, J.D.
2. AboutExperienced Michigan Lawyer
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Not enough matches for Oceana Bankruptcy & Debt lawyer.
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John Sells Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 49 Years

CONTACT

Pentwater, MI 49449

Ryan Leo Good

Landlord-Tenant, Federal Appellate Practice, Trusts, Family Law, Divorce

Status: In Good Standing Licensed: 12 Years

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38 N Division St, Hesperia, MI 49421

Eric R. Fox

Trusts, Family Law, Divorce & Family Law, Elder Law, Contract

Status: In Good Standing

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111 S State St, Hart, MI 49420

John Sells Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 49 Years

CONTACT

Pentwater, MI 49449

John Graettinger

Real Estate, Estate Planning, Workers' Compensation, Products Liability

Status: In Good Standing Licensed: 49 Years

CONTACT

Pentwater, MI 49449

Julie A. Springstead

Employee Rights, Insurance, Personal Injury

Status: In Good Standing Licensed: 32 Years

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214 Washington St, Hart, MI 49420

Timothy J. Hayes

Criminal

Status: In Good Standing Licensed: 22 Years

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20 W 3Rd St, Shelby, MI 49455

Brian James Monton

Real Estate, Agriculture, Estate Planning, Family Law

Status: In Good Standing Licensed: 17 Years

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127 S State St, Hart, MI 49420

Douglas A. Springstead

Estate, Divorce & Family Law, Criminal, Business

Status: In Good Standing Licensed: 58 Years

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214 Washington St, Hart, MI 49420

James R. Prince

Real Estate, Estate Planning, Elder Law

Status: In Good Standing

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127 S State St, Hart, MI 49420

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LEGAL TERMS

CREDIT FILE

See credit report.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

DEFINED CONTRIBUTION PLAN

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount ... (more...)

A type of pension plan that does not guarantee any particular pension amount upon retirement. Instead, the employer pays into the pension fund a certain amount every month, or every year, for each employee. The employer usually pays a fixed percentage of an employee's wages or salary, although sometimes the amount is a fraction of the company's profits, with the size of each employee's pension share depending on the amount of wage or salary. Upon retirement, each employee's pension is determined by how much was contributed to the fund on behalf of that employee over the years, plus whatever earnings that money has accumulated as part of the investments of the entire pension fund.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

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Oceana County, MI Bankruptcy & Debt Lawyers

Sponsored Law Firm

Marrs & Terry, PLLC

SPONSORED LAWYERS

John Sells Graettinger

Ryan Leo Good

Eric R. Fox

John Sells Graettinger

John Graettinger

Julie A. Springstead

Timothy J. Hayes

Brian James Monton

Douglas A. Springstead

James R. Prince

TIPS

LEGAL TERMS

CREDIT FILE

REPOSSESSION

DEFINED CONTRIBUTION PLAN

SOLE PROPRIETORSHIP

LIABILITY

AUTOMATIC STAY

DEBT COLLECTOR

CREDIT REPORT

IRS EXPENSES

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