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Oceano Bankruptcy & Debt Lawyer, California

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1-10 of 11 matches. Page 1 of 2  

Richard Rossi

Dispute Resolution, Family Law, Divorce, Bankruptcy
Status:  In Good Standing           

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11555 Los Osos Valley Road, San Luis Obispo, CA 93405
Profile LAWPOINTS™45/100
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Linda Ann Selig Blonsley

Employment Discrimination, Criminal, Bankruptcy, Personal Injury, Accident & Injury
Status:  In Good Standing           
CONTACT
209 S Halcyon Rd, Arroyo Grande, CA 93420
Profile LAWPOINTS™38/100
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Matthew Michael Loker

Class Action, Banking & Finance, Business, Credit & Debt, Consumer Bankruptcy
Status:  In Good Standing           Licensed:  13 Years
CONTACT
1303 East Grand Avenue, Arroyo Grande, CA 93420
Profile LAWPOINTS™36/100
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K Christopher Branch

Employee Rights, Insurance, Credit & Debt, Products Liability
Status:  In Good Standing           Licensed:  36 Years
CONTACT
860 Osos St, San Luis Obispo, CA 93401
Profile LAWPOINTS™36/100
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Guy C. Galambos

Employment, DUI-DWI, Criminal, Collection
Status:  In Good Standing           Licensed:  29 Years
CONTACT
1042 Palm St, San Luis Obispo, CA 93401
Profile LAWPOINTS™36/100
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Johnathan William Hosford

Family Law, Divorce & Family Law, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  12 Years
CONTACT
1042 Palm St, San Luis Obispo, CA 93401
Profile LAWPOINTS™36/100
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Edwin J Rambuski

Real Estate, Corporate, Business, Bankruptcy
Status:  In Good Standing           Licensed:  41 Years
CONTACT
1220 Marsh St, San Luis Obispo, CA 93401
Profile LAWPOINTS™34/100
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Silvia Heeyuhn Sun

Family Law, Contract, Credit & Debt, Medical Malpractice
Status:  In Good Standing           Licensed:  16 Years
CONTACT
115 N Broadway, Santa Maria, CA 93454
Profile LAWPOINTS™36/100
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R. Morgan Holland

Estate, Divorce & Family Law, Misdemeanor, Banking & Finance, Bankruptcy & Debt
Status:  In Good Standing           
CONTACT
323 North Vine Street, Santa Maria, CA 93454
Profile LAWPOINTS™34/100
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Vaughn C Taus

Real Estate, Corporate, Bankruptcy, Bankruptcy & Debt
Status:  In Good Standing           Licensed:  39 Years
CONTACT
1042 Pacific St, San Luis Obispo, CA 93401
Profile LAWPOINTS™24/100
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Lawyer.com can help you easily and quickly find Oceano Bankruptcy & Debt Lawyers and Oceano Bankruptcy & Debt Law Firms. Refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)
The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)
A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)
A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT FILE

See credit report.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)
Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CCCS

See Consumer Credit Counseling Service.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)
Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)
A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

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