Ojai Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Rennee Renata Dehesa

Estate Planning, Bankruptcy, Business, Trusts, Estate

Status: In Good Standing Licensed: 17 Years

CONTACT

915 E Main St, Santa Paula, CA 93060

Oscar Christopher Gonzalez

Commercial Leasing, Business Successions, Business Organization, Commercial Bankruptcy

Status: In Good Standing Licensed: 36 Years

CONTACT

849 East Harvard Blvd, Santa Paula, CA 93060

A Bryan Diaz

Bankruptcy, Personal Injury, Mass Torts, Commercial Real Estate, Business

Status: In Good Standing Licensed: 22 Years

CONTACT

701 E Santa Clara St, Ventura, CA 93001

Daniel A Higson

Education, Construction, Litigation, Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

CONTACT

5450 Telegraph Road, Ventura, CA 93003

Daniel Higson

Consumer Bankruptcy, Bankruptcy Litigation, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5450 Telegraph Rd, Ventura, CA 93003

William E. Winfield

Bankruptcy & Debt, Business, Real Estate, Securities

Status: In Good Standing Licensed: 39 Years

FREE CONSULTATION

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5811 Olivas Park Drive,, Ventura, CA 93003

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

Status: In Good Standing

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

Susan Jane Salehi

Bankruptcy & Debt

Status: In Good Standing Licensed: 33 Years

CONTACT

3639 E Harbor Blvd, Ventura, CA 93001

Emmanuel Fomukong Fobi

Real Estate, Immigration, Bankruptcy, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 24 Years

CONTACT

309 S A St, Oxnard, CA 93030

Larry Dale Webb

Wills, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 21 Years

CONTACT

484 Mobil Avenue, Camarillo, CA 93010

800-923-0641

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LEGAL TERMS

FCBA

See Fair Credit Billing Act.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Ojai Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Rennee Renata Dehesa

Oscar Christopher Gonzalez

A Bryan Diaz

Daniel A Higson

Daniel Higson

William E. Winfield

Janet Audrey Lawson

Susan Jane Salehi

Emmanuel Fomukong Fobi

Larry Dale Webb

TIPS

LEGAL TERMS

FCBA

COSIGNER

DISPOSABLE INCOME

ABUSE

SOLE PROPRIETORSHIP

GRACE PERIOD

GARNISHMENT

LIABILITY

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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