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Roland V. Combs III
About | Practice Areas
Roland V. Combs III & Associates PLC
4401 NW 4th St Suite 121 Oklahoma City, OK 73107» view map
Bankruptcy & Debt
Over 35 Years Of Experience

The Law Firm of Roland V. Combs III & Associates PLC knows how to ward off relentless debt collectors and get you back on track to a stable financial future.

800-827-4970
1. Roland Combs Oklahoma City, OK
  Attorney at Law - OK, 1985
  University of Oklahoma J.D. 1984
2. AboutRoland V. Combs III & Associates PLC
  Hundreds Counseled & Represented.
3. Practice AreasExpertise
  Bankruptcy & Debt
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James E Mennella

Criminal, Administrative Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

3441 W Memorial Rd, Oklahoma City, OK 73134

James Mennella

Criminal, Administrative Law, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 28 Years

CONTACT

3441 W Memorial Rd, Oklahoma City, OK 73134

Darquita Maggard

Divorce & Family Law, Estate, Bankruptcy & Debt, Collaborative Law

Status: In Good Standing

CONTACT

4045 N.W. 64th Street, Oklahoma City, OK 73116

Donald Crosby Fuller

International Tax, Gift Taxation, Bankruptcy & Debt

Status: In Good Standing

CONTACT

7008 NW 63rd, Bethany, OK 73008

Robert P. Hall

Workers' Compensation, Bankruptcy & Debt, Bankruptcy, Contract

Status: In Good Standing

CONTACT

4216 Windchime Drive, Oklahoma City, OK 73120

Lewis Berkowitz

Administrative Law, Bankruptcy, Workers' Compensation, Social Security, Divorce & Family Law

Status: In Good Standing

CONTACT

4334 Nw Expressway, Oklahoma City, OK 73116

Ruston C. Welch

Real Estate, Commercial Bankruptcy, Business

Status: In Good Standing

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

Michael J. Rose

Business Organization, Collection, Banking & Finance, Corporate

Status: In Good Standing

CONTACT

4101 Perimeter Center Drive, Oklahoma City, OK 73112

James Robert Matthews

Bankruptcy & Debt

Status: In Good Standing

CONTACT

4200 Perimeter Center Dr., Oklahoma City, OK 73112

David O. Beal

Bankruptcy & Debt

Status: In Good Standing

CONTACT

6621 N Meridian, Oklahoma City, OK 73116

800-923-0641

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LEGAL TERMS

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

FDCPA

See Fair Debt Collections & Practices Act.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

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Okarche Bankruptcy & Debt Lawyer, Oklahoma, page 2

Sponsored Law Firm

Roland V. Combs III & Associates PLC

SPONSORED LAWYERS

James E Mennella

James Mennella

Darquita Maggard

Donald Crosby Fuller

Robert P. Hall

Lewis Berkowitz

Ruston C. Welch

Michael J. Rose

James Robert Matthews

David O. Beal

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LEGAL TERMS

PRESUMED ABUSE

SUBROGATION

SECURED DEBT

MEANS TEST

FDCPA

FRATERNAL BENEFIT SOCIETY BENEFITS

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

FAIR LABOR STANDARDS ACT (FLSA)

GUARANTOR

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