Olalla Bankruptcy & Debt Lawyer, Washington, page 2

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Jason Newcombe
About Us | Services
Washington Law Group, PLLC
Proudly Serving The Greater Puget Sound RegionÂ» view map
Bankruptcy & Debt, Chapter 7, Chapter 13
CONTACT US FOR A CONSULTATION

Bankruptcy is unquestionably one of the most powerful financial tools on the planet. Yet, many people struggle for years before even learning how easy it can be to qualify.

800-699-2370
1. Jason Newcombe Seattle, WA
  Attorney at Law - WA, 1999
  Boston College Law School, J.D. - 1997
2. About UsServing Washington
  Offices in Seattle, Bellevue, Tacoma, Everett, and Olympia
3. ServicesExperienced Attorneys
  We always offer a free initial consultation and case evaluation
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David C Gillman

Personal Injury, DUI-DWI, Bankruptcy, Landlord-Tenant, Criminal

Status: In Good Standing Licensed: 24 Years

CONTACT

7512 Stanich, Gig Harbor, WA 98335

Richard D. Seward

Land Use & Zoning, Estate Planning, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

6610 Gleneagle Ave SW, Port Orchard, WA 98367

Ryan Jeffrey Jones

Landlord-Tenant, Civil Rights, Contract, Credit & Debt

Status: In Good Standing Licensed: 9 Years

CONTACT

600 Kitsap St, Port Orchard, WA 98366

Gary Theodore Chrey

Foreclosure, Estate Planning, Corporate, Collection

Status: In Good Standing Licensed: 49 Years

CONTACT

600 Kitsap St, Port Orchard, WA 98366

Nathan D Sukhia

Estate Planning, Civil Rights, Collection, Personal Injury

Status: In Good Standing Licensed: 23 Years

CONTACT

5800 Soundview Dr, Gig Harbor, WA 98335

Ralph Wilhem Flick

International Tax, Estate Planning, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 30 Years

CONTACT

4423 Point Fosdick Dr, Gig Harbor, WA 98335

Theresa Elizabeth Tilton

Estate Planning, Civil Rights, Business & Trade, Commercial Bankruptcy

Status: Inactive Licensed: 42 Years

CONTACT

6768 Bethel Rd Se, Port Orchard, WA 98367

David Frost Cooper

Civil Rights, Insurance, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

19001 Vashon Hwy Sw, Burton, WA 98070

Rock E Caley

Construction, Estate Planning, Contract, Consumer Bankruptcy

Status: Deceased Licensed: 59 Years

CONTACT

South Colby, WA 98384

J. Scott Bougher

Landlord-Tenant, Family Law, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 38 Years

CONTACT

918 Cline Ave, Port Orchard, WA 98366

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working fo... (more...)

A federal law that outlaws unfair debt collection practices, including lying, harassing, misleading and otherwise abusing debtors, by debt collectors working for collection agencies. The law does not apply to creditors collecting their own debts. This law has greatly improved conditions for debtors, although more than a few debt collectors ignore the law. If a collection agency violates the law, debtors can contact the Federal Trade Commission for help.

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Olalla Bankruptcy & Debt Lawyer, Washington, page 2

Sponsored Law Firm

Washington Law Group, PLLC

SPONSORED LAWYERS

David C Gillman

Richard D. Seward

Ryan Jeffrey Jones

Gary Theodore Chrey

Nathan D Sukhia

Ralph Wilhem Flick

Theresa Elizabeth Tilton

David Frost Cooper

Rock E Caley

J. Scott Bougher

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LEGAL TERMS

CURRENT MONTHLY INCOME

REPOSSESSION

COSIGNER

SECURED DEBT

MEANS TEST

CREDIT INSURANCE

LIEN

FAIR LABOR STANDARDS ACT (FLSA)

FAIR DEBT COLLECTIONS & PRACTICES ACT (FDCPA)

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