Olympia Collection Lawyer, Washington

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Justine Koehle
About | Practice Areas
Leavy Schultz Davis, P.S.
2415 W Falls Ave Kennewick, WA 99336» view map
Bankruptcy & Debt
Serving your legal needs since 1947

Leavy Schultz Davis is one of the Mid-Columbia’s longest standing law firms serving Eastern Washington, Kennewick, Richland, Pasco, and the greater Tri-Cities area.

509-736-1330
1. Justine Koehle Kennewick, WA
  Attorney at Law- WA, 2017
  University of Kansas School of Law, J.D. 2017
2. AboutLeavy Schultz Davis, P.S.
  Serving your legal needs since 1947
3. Practice AreasExpertise
  Bankruptcy & Debt
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Shane Yale Rooney

Alimony & Spousal Support, Child Support, Collection, Commercial Leasing

Status: In Good Standing

CONTACT

10900 NE. 4th Street, Bellevue, WA 98004

Loren Kiser

Landlord-Tenant, Civil Rights, Corporate, Collection

Status: In Good Standing Licensed: 27 Years

CONTACT

120 State Ave Ne, Olympia, WA 98501

Trevor Arthur Zandell

Construction, Civil Rights, Contract, Collection

Status: In Good Standing Licensed: 19 Years

CONTACT

111 21St Ave Sw, Olympia, WA 98501

Angel Nikolaev Vasilev

Insurance, Labor Law, Collection, Estate Planning

Status: In Good Standing Licensed: 12 Years

CONTACT

Olympia, WA 98504

Mary C. Lobdell

Federal Appellate Practice, Administrative Law, Collection, Legal Malpractice

Status: In Good Standing Licensed: 36 Years

CONTACT

2100 Evergreen Park Dr Sw, Olympia, WA 98504

Mary Ann Strickler

Landlord-Tenant, Collection, Commercial Real Estate

Status: In Good Standing Licensed: 29 Years

CONTACT

337 Rogers St Nw, Olympia, WA 98502

Bradley J Drury

Workers' Compensation, Contract, Collection, Personal Injury

Status: In Good Standing Licensed: 19 Years

CONTACT

2120 State Ave Ne, Lacey, WA 98506

E. P. Hackenberg

Collection, Personal Injury, Estate Planning, Landlord-Tenant

Status: In Good Standing Licensed: 18 Years

CONTACT

301 O St SE, Olympia, WA 98501

Leslie Woodruff Owen

Housing & Construction Defects, Traffic, Elder Law, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

3322 Fairview St Se, Olympia, WA 98501

Patrick William Rawnsley

Family Law, Civil Rights, Collection, Personal Injury

Status: In Good Standing

CONTACT

1411 State Ave Ne, Lacey, WA 98506

800-923-0641

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LEGAL TERMS

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

FRAUDULENT TRANSFER

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee --... (more...)

In a bankruptcy case, a transfer of property to another for less than the property's value for the purpose of hiding the property from the bankruptcy trustee -- for instance, when a debtor signs a car over to a relative to keep it out of the bankruptcy estate. Fraudulently transferred property can be recovered and sold by the trustee for the benefit of the creditors.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

CREDIT COUNSELING

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Unde... (more...)

Counseling that explores the possibility of repaying debts outside of bankruptcy and educates the debtor about credit, budgeting, and financial management. Under the new bankruptcy law, a debtor must undergo credit counseling with an approved provider before filing for bankruptcy.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

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Olympia Collection Lawyer, Washington

Sponsored Law Firm

Leavy Schultz Davis, P.S.

SPONSORED LAWYERS

Shane Yale Rooney

Loren Kiser

Trevor Arthur Zandell

Angel Nikolaev Vasilev

Mary C. Lobdell

Mary Ann Strickler

Bradley J Drury

E. P. Hackenberg

Leslie Woodruff Owen

Patrick William Rawnsley

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LEGAL TERMS

PRIORITY DEBT

FRAUDULENT TRANSFER

COLLECTION AGENCY

FAIR CREDIT BILLING ACT (FCBA)

NUISANCE FEES

ACCORD AND SATISFACTION

CREDIT COUNSELING

CHAPTER 7 BANKRUPTCY

PRESUMED ABUSE

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