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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Thomas J. King

Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

2950 Universal Ct, Oshkosh, WI 54903

Andrew J Phillips

Traffic, Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 38 Years

CONTACT

141 N Sawyer St, Oshkosh, WI 54902

Kristine A. Pihlgren

Wills, Wills & Probate, Divorce & Family Law, Contract, Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

3000 Poberezny Rd, Oshkosh, WI 54903

Jason J Hirschberg

Family Law, Business Organization, Banking & Finance, Collection

Status: In Good Standing Licensed: 18 Years

CONTACT

601 Oregon St, Oshkosh, WI 54903

Jason Hirschberg

Landlord-Tenant, Divorce & Family Law, Collection, Bankruptcy & Debt

Status: In Good Standing

CONTACT

601 Oregon St, Oshkosh, WI 54903

John W. Menn

Visa, Health Care Other, Constitutional Law, Bankruptcy

Status: In Good Standing Licensed: 16 Years

CONTACT

107 Church Ave, Oshkosh, WI 54903

Douglas K. Marone

Real Estate, Estate, Employment, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 43 Years

CONTACT

107 Church Ave, Oshkosh, WI 54903

Kelly J. Schwab

Real Estate, Estate, Employment, Collection, Business

Status: In Good Standing Licensed: 25 Years

CONTACT

43 West 6th Avenue, Oshkosh, WI 54902

Anita Boor

Estate Planning, Environmental Law Other, Bankruptcy, Products Liability

Status: In Good Standing Licensed: 10 Years

CONTACT

33 E Main St, Madison, WI 53703

Joseph W. Boucher

Traffic, Child Custody, DUI-DWI, Bankruptcy

Status: In Good Standing

CONTACT

401 Charmany Dr, Madison, WI 53705

800-923-0641

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LEGAL TERMS

TRADE NAME

The official name of a business, the one it uses on its letterhead and bank account when not dealing with consumers.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

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Omro Bankruptcy & Debt Lawyer, Wisconsin

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Thomas J. King

Andrew J Phillips

Kristine A. Pihlgren

Jason J Hirschberg

Jason Hirschberg

John W. Menn

Douglas K. Marone

Kelly J. Schwab

Anita Boor

Joseph W. Boucher

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LEGAL TERMS

TRADE NAME

GRACE PERIOD

UNDUE HARDSHIP

CREDIT INSURANCE

LOSS DAMAGE WAIVER (LDW)

NO-FAULT INSURANCE

CURRENT MONTHLY INCOME

NUISANCE FEES

CHAPTER 13 PLAN

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