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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Matthew Peter Bunting

Litigation, Agriculture, Bankruptcy

Status: In Good Standing Licensed: 9 Years

CONTACT

710 H St, Crescent City, CA 95531

Gino Vincenti Desolenni

Wills & Probate, Felony, Bankruptcy

Status: In Good Standing Licensed: 22 Years

CONTACT

384 G St, Crescent City, CA 95531

Thomas Christopher French

Child Custody, Criminal, Business, Collection

Status: Inactive Licensed: 28 Years

CONTACT

900 Northcrest Dr, Crescent City, CA 95531

Jessica Ann Warne

Litigation, Federal Appellate Practice, Indians & Native Populations, Bankruptcy

Status: In Good Standing

CONTACT

211 Watson St, Eureka, CA 95501

Neal G. Latt

Real Estate, Business, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 11 Years

CONTACT

390 E St, Eureka, CA 95501

Jocelyn Michelle Godinho

Immigration, Trusts, Estate Planning, Bankruptcy

Status: In Good Standing Licensed: 14 Years

CONTACT

350 E St, Eureka, CA 95501

Thomas Browning Hjerpe

Bankruptcy & Debt, Estate, Social Security, Bankruptcy & Debt, Defamation & Slander

Status: In Good Standing Licensed: 30 Years

CONTACT

350 E St, Eureka, CA 95501

Douglas David Kaber

Bankruptcy & Debt

Status: In Good Standing Licensed: 21 Years

CONTACT

730 7Th St, Eureka, CA 95501

Andrew L. Isaac

Bankruptcy & Debt

Status: Inactive Licensed: 28 Years

CONTACT

825 Fifth Street, Eureka, CA 95501

Dustin Edward Owens

Litigation, Estate Planning, Collection, Bankruptcy

Status: In Good Standing

CONTACT

1118 6Th St, Eureka, CA 95501

800-923-0641

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LEGAL TERMS

REPOSSESSION

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and ... (more...)

A creditor's taking property that has been pledged as collateral for a loan. Lenders will most often repossess cars when the owner has missed loan payments and has not attempted to work with the lender to resolve the problem. A repossessor can't use force to get at your car, but he can legally hot-wire it and even drive it out of your unlocked garage.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

FCRA

See Fair Credit Reporting Act.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

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Orick Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Matthew Peter Bunting

Gino Vincenti Desolenni

Thomas Christopher French

Jessica Ann Warne

Neal G. Latt

Jocelyn Michelle Godinho

Thomas Browning Hjerpe

Douglas David Kaber

Andrew L. Isaac

Dustin Edward Owens

TIPS

LEGAL TERMS

REPOSSESSION

SECRET WARRANTY PROGRAM

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

PRESUMED ABUSE

PRIORITY DEBT

MEETING OF CREDITORS

FCRA

BULK SALES LAW

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