Ostrander Bankruptcy & Debt Lawyer, Ohio, page 2

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Ronald Lasko
About | Practice Areas
R. Lasko Co. LPA, LLC
1406 W 6th St STE 200, Cleveland, OH 44113» view map
Business, Estate, Real Estate, Employment
Competent Legal Representation

Let R. Lasko Co. LPA, LLC handle all your legal needs today!

216-574-2602
1. Ronald Lasko Cleveland, OH
  Attorney at Law, OH
  Cleveland-Marshall College of Law, J.D. 1976
2. AboutR. Lasko Co. LPA, LLC
  Competent Legal Representation
3. Practice AreasExpertise
  Business Law
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Michael Ronald Shade

Federal Appellate Practice, Family Law, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 45 Years

CONTACT

41 N Sandusky St, Delaware, OH 43015

Linda Louise Kendrick

Litigation, Family Law, Corporate, Commercial Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

79 N Sandusky St, Delaware, OH 43015

Aaron Jacob Tompkins

Motor Vehicle, Estate, Bankruptcy & Debt, Accident & Injury

Status: In Good Standing Licensed: 15 Years

CONTACT

46 North Sandusky Street, Delaware, OH 43015

Christopher Drake Betts

Tax, Government, Administrative Law, Collection

Status: In Good Standing Licensed: 28 Years

CONTACT

140 N Sandusky St, Delaware, OH 43015

Aric Ingram Hochstettler

Real Estate, Government, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 18 Years

CONTACT

140 N. Sandusky St., Delaware, OH 43015

James Jeffrey Jackson

Real Estate, Estate Planning, Estate, Bankruptcy

Status: In Good Standing

CONTACT

103 N Union St, Delaware, OH 43015

Sandra Marie Disantis

General Practice

Status: In Good Standing Licensed: 33 Years

CONTACT

117 N Union St, Delaware, OH 43015

Kevin Lee Pelanda

Personal Injury, Family Law, Litigation, Commercial Bankruptcy

Status: In Good Standing Licensed: 43 Years

CONTACT

70 N Union St, Delaware, OH 43015

Andrew Paul Wecker

Real Estate, Electronic Commerce, Corporate, Commercial Bankruptcy

Status: In Good Standing

CONTACT

50 N Sandusky St, Delaware, OH 43015

Michael L. Tucker

Lawsuit & Dispute, Divorce & Family Law, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 20 Years

CONTACT

Delaware, OH 43015

800-923-0641

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LEGAL TERMS

CREDIT FILE

See credit report.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Ostrander Bankruptcy & Debt Lawyer, Ohio, page 2

Sponsored Law Firm

R. Lasko Co. LPA, LLC

SPONSORED LAWYERS

Michael Ronald Shade

Linda Louise Kendrick

Aaron Jacob Tompkins

Christopher Drake Betts

Aric Ingram Hochstettler

James Jeffrey Jackson

Sandra Marie Disantis

Kevin Lee Pelanda

Andrew Paul Wecker

Michael L. Tucker

TIPS

LEGAL TERMS

CREDIT FILE

FAIR CREDIT BILLING ACT (FCBA)

MEETING OF CREDITORS

LOSS DAMAGE WAIVER (LDW)

CREDIT REPORT

CURRENT MONTHLY INCOME

FAIR CREDIT REPORTING ACT (FCRA)

NONDISCHARGEABLE DEBTS

DISPOSABLE INCOME

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