Oswego County, NY Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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Not enough matches for Oswego Reorganization lawyer.
Below are all Oswego lawyers.

Sharon A. Sutter

Real Estate

Status: In Good Standing Licensed: 34 Years

CONTACT

15 Lakeshore Dr, Constantia, NY 13044

Courtney Suzanne Radick

Education, Real Estate, Lawsuit, Immigration, DUI-DWI

Status: In Good Standing

CONTACT

26 E Oneida St, Oswego, NY 13126

Paul Lloyd Pelky

Real Estate, Federal Trial Practice, Corporate, Personal Injury

Status: Retired

CONTACT

26 East Oneida Street, Oswego, NY 13126

Diego Lebaudy

General Practice

Status: In Good Standing Licensed: 23 Years

CONTACT

94 E Bridge St, Oswego, NY 13126

Gloria Flores Baldwin

Real Estate, Estate, Divorce & Family Law, Business

Status: In Good Standing

CONTACT

28 West Bridge Street, Oswego, NY 13126

Kimberly A. Steele

Corporate, Lawsuit & Dispute, Real Estate, Banking & Finance

Status: In Good Standing

CONTACT

949 County Route 53, Oswego, NY 13126

Mary A. Felasco

Employee Rights, Divorce & Family Law, DUI-DWI

Status: In Good Standing Licensed: 40 Years

CONTACT

151 N 2Nd St, Fulton, NY 13069

Salvatore F. Lanza

Other, Real Estate, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 40 Years

CONTACT

154 S 2Nd St, Fulton, NY 13069

Anthony J. Dimartino

General Practice

Status: In Good Standing Licensed: 34 Years

CONTACT

28 W Bridge St, Oswego, NY 13126

Timothy J. Fennell

Landlord-Tenant, Estate, Divorce, Child Custody

Status: In Good Standing

CONTACT

26 E Oneida St, Oswego, NY 13126

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LEGAL TERMS

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

SECURED DEBT

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collater... (more...)

A debt on which a creditor has a lien. The creditor can institute a foreclosure or repossession to take the property identified by the lien, called the collateral, to satisfy the debt if you default. Compare unsecured debt.

FAIR CREDIT BILLING ACT (FCBA)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days af... (more...)

A federal law that gives you rights when an error occurs on your credit card statement. You must notify the credit card company of the mistake within 60 days after it mailed the bill to you. The company must then correct the mistake, or at least acknowledge receipt of your letter within 30 days, and must correct the error within 90 days or explain why it believes the credit card statement is correct.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

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Oswego County, NY Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

Sharon A. Sutter

Courtney Suzanne Radick

Paul Lloyd Pelky

Diego Lebaudy

Gloria Flores Baldwin

Kimberly A. Steele

Mary A. Felasco

Salvatore F. Lanza

Anthony J. Dimartino

Timothy J. Fennell

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LEGAL TERMS

FORBEARANCE

CHAPTER 13 BANKRUPTCY

401(K) PLAN

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

SECURED DEBT

FAIR CREDIT BILLING ACT (FCBA)

PRESUMED ABUSE

BANKRUPTCY

WORKOUT

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