Owen County, KY Reorganization Lawyers

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Douglas Howard
About | Practice Areas
Howard Law Group, P.L.L.C.
213 Saint Clair St Ste 101 Frankfort, KY 40601» view map
Bankruptcy & Debt
Where Dedication Meets Experience

At Howard Law Group, PLLC, our Frankfort lawyer has devoted his entire practice to helping clients understand their rights and helping clients make empowered legal decisions.

800-716-8131
1. Douglas Howard Frankfort, KY
  Attorney at Law - KY, 1998
  Columbus School of Law J.D. 1998
2. AboutHoward Law Group, P.L.L.C.
  Detailed Preparation & Simple Solutions
3. Practice AreasExpertise
  Bankruptcy & Debt
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Not enough matches for Owen Reorganization lawyer.
Below are all Owen lawyers.

Todd M. Spurgeon

Immigration, Divorce & Family Law, Criminal, Animal Bite

Status: In Good Standing

CONTACT

Owenton, KY 40359

Todd Mitchell Spurgeon

Industry Specialties, Business

Status: In Good Standing

CONTACT

Owenton, KY 40359

Charles Emil Carter

Equine, Criminal, Accident & Injury, Insurance

Status: In Good Standing

CONTACT

Owenton, KY 40359

Mark Ray Cobb

General Practice

Status: In Good Standing

CONTACT

Owenton, KY 40359

Charles M Haines

Guardianships & Conservatorships, Administrative Law, Environmental Law, Criminal, Administrative Law

Status: In Good Standing

CONTACT

2795 Hwy 127 South, Owenton, KY 40359

Josh Marston Smith

Family Law, Juvenile Law, State Government, Criminal

Status: In Good Standing

CONTACT

Owenton, KY 40359

James Randall Grider

General Practice

Status: In Good Standing

CONTACT

390 Grider Ridge, Owenton, KY 40359

Edward M. Bourne

Traffic, DUI-DWI, Criminal, Products Liability, Personal Injury

Status: In Good Standing

CONTACT

114 N Madison St, Owenton, KY 40359

John Engelhardt Carter

General Practice

Status: In Good Standing Licensed: 28 Years

CONTACT

Owenton, KY 40359

John E Carter

General Practice

Status: In Good Standing

CONTACT

Owenton, KY 40359

800-923-0641

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LEGAL TERMS

HOUSEHOLDER

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a ho... (more...)

A person who supports and maintains a household, with or without other people. In bankruptcy law, a householder, housekeeper or head of household can claim a homestead exemption and possibly other exemptions relating to the maintenance of the household.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

FCBA

See Fair Credit Billing Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

COLLECTION AGENCY

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the d... (more...)

A company hired by a creditor to collect a debt that it is owed. Creditors typically hire a collection agency only after they have made efforts to collect the debt themselves, typically through letters (called 'dunning' letters) and telephone calls. Collection agencies are regulated by the federal Fair Debt Collection Practices Act. Unfortunately, too many collectors ignore this law.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

Owen County, KY Reorganization Lawyers

Sponsored Law Firm

Howard Law Group, P.L.L.C.

SPONSORED LAWYERS

Todd M. Spurgeon

Todd Mitchell Spurgeon

Charles Emil Carter

Mark Ray Cobb

Charles M Haines

Josh Marston Smith

James Randall Grider

Edward M. Bourne

John Engelhardt Carter

John E Carter

TIPS

LEGAL TERMS

HOUSEHOLDER

CREDIT REPORT

FCBA

DISPOSABLE INCOME

MEETING OF CREDITORS

COLLECTION AGENCY

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

BULK SALES LAW

COLLATERAL

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