Oxnard Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Eric Ridley

Estate Planning, Wills & Probate, Bankruptcy & Debt, Trusts

Status: In Good Standing Licensed: 14 Years

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567 W. Channel Islands Blvd., Port Hueneme, CA 93041

William E. Winfield

Bankruptcy & Debt, Business, Real Estate, Securities

Status: In Good Standing Licensed: 39 Years

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5811 Olivas Park Drive,, Ventura, CA 93003

Emmanuel Fomukong Fobi

Real Estate, Immigration, Bankruptcy, Car Accident, Accident & Injury

Status: In Good Standing Licensed: 24 Years

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309 S A St, Oxnard, CA 93030

Todd Joseph Mannis

Traffic, Visa, Bankruptcy, Defamation & Slander

Status: In Good Standing

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5700 Ralston St, Ventura, CA 93003

Janet Audrey Lawson

Education, Bankruptcy, Bankruptcy & Debt, Personal Injury, Car Accident

Status: In Good Standing

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3639 E Harbor Blvd, Ventura, CA 93001

Daniel A Higson

Education, Construction, Litigation, Estate, Bankruptcy

Status: In Good Standing Licensed: 48 Years

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5450 Telegraph Road, Ventura, CA 93003

Brian Hiroshi Nomi

Real Estate, Child Custody, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

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215 E Daily Dr, Camarillo, CA 93010

David Scott Quintana

Lawsuit & Dispute, Estate, Employment, Divorce & Family Law, Bankruptcy

Status: In Good Standing

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1000 Town Center Dr, Oxnard, CA 93036

Larry Dale Webb

Wills, Wills & Probate, Trusts, Bankruptcy

Status: In Good Standing Licensed: 21 Years

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484 Mobil Avenue, Camarillo, CA 93010

Juan M. Higuera

Estate, Criminal, Consumer Rights, Bankruptcy, Car Accident

Status: In Good Standing Licensed: 11 Years

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5450 Telegraph Rd, Ventura, CA 93003

800-923-0641

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LEGAL TERMS

LIEN

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortg... (more...)

The right of a secured creditor to grab a specific item of property if you don't pay a debt. Liens you agree to are called security interests, and include mortgages, home equity loans, car loans and personal loans for which you pledge property to guarantee repayment. Liens created without your consent are called nonconsensual liens, and include judgment liens (liens filed by a creditor who has sued you and obtained a judgment), tax liens and mechanics liens (liens filed by a contractor who worked on your house but wasn't paid).

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

NO-FAULT INSURANCE

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain ... (more...)

Car insurance laws that require the insurance companies of each person in an accident to pay for medical bills and lost wages of their insured, up to a certain amount, regardless of who was at fault. The effect of no-fault insurance laws is to eliminate lawsuits in small accidents. The advantage is the prompt payment of medical bills and expenses. The downsides are that the amounts paid by no-fault policies are often not enough to fully cover a person's losses and that no-fault does not compensate for pain and suffering.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

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Oxnard Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Eric Ridley

William E. Winfield

Emmanuel Fomukong Fobi

Todd Joseph Mannis

Janet Audrey Lawson

Daniel A Higson

Brian Hiroshi Nomi

David Scott Quintana

Larry Dale Webb

Juan M. Higuera

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LEGAL TERMS

LIEN

NUISANCE FEES

GUARANTEED RESERVATION

NO-FAULT INSURANCE

UNSECURED DEBT

SECRET WARRANTY PROGRAM

NONEXEMPT PROPERTY

LIMITED LIABILITY

REDEMPTION

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