Palm Springs Bankruptcy & Debt Lawyer, California

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Ethan Chin
About | Practice Areas
Ethan Chin Law
2400 East Katella Ave. Suite 800 Anaheim, CA 92806» view map
Bankruptcy & Debt
Passion. Dedication. Care.

We strive our best to provide efficient legal services at low cost so that families can worry less and take their first steps finding a solution to their issues.

800-908-6270
1. Ethan Chin Anaheim, CA
  Attorney at Law - CA, 2011
  University of San Diego J.D. 2011
2. AboutEthan Chin Law
  Advocating For Families
3. Practice AreasExpertise
  Bankruptcy & Debt
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Troy Anthony Tureau

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Immigration, Trusts, Social Security -- Disability, Dissolution, Wills & Probate

FREE CONSULTATION

CONTACT

760-333-8882

1197 Mira Luna, Palm Springs, CA 92262

Thomas C Webb

Family Law, Estate Planning, Real Estate, Bankruptcy

Status: In Good Standing

CONTACT

44-901 Village Court, Palm Desert, CA 92260

Lola C. Lopez

Divorce & Family Law, Real Estate, Bankruptcy, Divorce, Child Custody

Status: In Good Standing Licensed: 18 Years

FREE CONSULTATION

CONTACT

777 East Tahquitz Canyon Way, Palm Springs, CA 92262

Harold Christopher Heritage

Wills, Trusts, Family Law, Bankruptcy

Status: In Good Standing Licensed: 27 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Annette Louise Isaac

Estate Planning, Family Law, Business & Trade, Commercial Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

Joseph Anthony Roman

Employee Rights, Corporate, Credit & Debt

Status: In Good Standing Licensed: 44 Years

CONTACT

2825 E Tahquitz Canyon Way, Palm Springs, CA 92262

Philip Saul Klatchko

Estate Planning, Bankruptcy, Construction, Contract, Elder Law

Status: In Good Standing Licensed: 50 Years

CONTACT

177 S Civic Dr, Palm Springs, CA 92262

Eric Joseph Guinan

Civil Rights, Contract, Credit & Debt, Personal Injury

Status: In Good Standing Licensed: 30 Years

CONTACT

Palm Springs, CA 92263

Timothy Bryan Liebaert

Construction, Wills & Probate, Business, Consumer Bankruptcy

Status: In Good Standing

CONTACT

17100 N. Indian, North Palm Springs, CA 92258

Douglas Michael Kaye

Real Estate, Collection, Bankruptcy & Debt

Status: In Good Standing Licensed: 36 Years

CONTACT

777 E Tahquitz Canyon Way, Palm Springs, CA 92262

800-923-0641

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LEGAL TERMS

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

Palm Springs Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Ethan Chin Law

SPONSORED LAWYERS

Troy Anthony Tureau

Thomas C Webb

Lola C. Lopez

Harold Christopher Heritage

Annette Louise Isaac

Joseph Anthony Roman

Philip Saul Klatchko

Eric Joseph Guinan

Timothy Bryan Liebaert

Douglas Michael Kaye

TIPS

LEGAL TERMS

PREFERENCE

LIMITED LIABILITY

GUARANTOR

CREDIT INSURANCE

CREDIT REPORT

TRUTH IN LENDING ACT (TILA)

SECRET WARRANTY PROGRAM

MEANS TEST

CREDITOR

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