Passaic County, NJ Bankruptcy & Debt Lawyers

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Jose Raul Torres

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Real Estate, Divorce & Family Law, Criminal, Bankruptcy & Debt

José R. Torres is experienced in real estate, bankruptcy and criminal defense. He also counsels clients in customs

CONTACT

800-761-6810

129 Prospect St, Passaic, NJ 07055

Carl G. Zoecklein

✓ VERIFIED

Criminal, DUI-DWI, Motor Vehicle, Bankruptcy & Debt, Real Estate

Carl G. Zoecklein, graduated from Seton Hall Law School in 1989, passed the New Jersey Bar in 1990 and became a licensed Attorney in the State of New ... (more)

FREE CONSULTATION

CONTACT

800-910-1531

737 Broad St, Clifton, NJ 07013

John J. Scura

Mass Torts, Complex Litigation, Consumer Protection, Corporate, Bankruptcy Litigation

Status: In Good Standing

CONTACT

1599 Hamburg Turnpike, Wayne, NJ 07470

Joseph J. Reilly

Bankruptcy, Corporate, Employment, Insurance

Status: In Good Standing

CONTACT

1599 Hamburg Turnpike, Wayne, NJ 07470

Jeremias Batista

Accident & Injury, Consumer Bankruptcy

Status: In Good Standing Licensed: 19 Years

CONTACT

417 Clifton Avenue, Clifton, NJ 07011

Nicholas Brindisi

Real Estate, Family Law, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 46 Years

CONTACT

1200 Rt 46 West, Clifton, NJ 07013

Franklin G. Soto

DUI-DWI, Criminal, Bankruptcy, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

434 21st Avenue, Paterson, NJ 07513

Angela J. Mendelsohn

Commercial Real Estate, Foreclosure, Federal Appellate Practice, Bankruptcy

Status: In Good Standing Licensed: 38 Years

CONTACT

1680 Route 23, Wayne, NJ 07470

Edward P. Azar

Real Estate, Traffic, Family Law, Bankruptcy

Status: In Good Standing Licensed: 47 Years

CONTACT

2840 Route 23 South, Newfoundland, NJ 07435

James Castiglia

Workers' Compensation, Elder Law, Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

5561 Berkshire Valley Road, Oak Ridge, NJ 07438

800-923-0641

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Lawyer.com can help you easily and quickly find New Jersey Bankruptcy & Debt Lawyers and New Jersey Bankruptcy & Debt Law Firms. Find Bankruptcy & Debt attorneys by major city or select a city from the list of all New Jersey cities. Alternatively you can search for Bankruptcy & Debt attorneys for all New Jersey cities or search by county. You may also also find it useful to refine your search by specific Bankruptcy & Debt practice areas such as Bankruptcy, Collection, Credit & Debt, Reorganization and Workout matters.

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

MEETING OF CREDITORS

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)

A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

FAIR LABOR STANDARDS ACT (FLSA)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements ... (more...)

A federal law that guarantees a worker's right to be paid fairly. The FLSA defines the 40-hour workweek, sets out the federal minimum wage, states requirements for overtime and places restrictions on child labor.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

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Passaic County, NJ Bankruptcy & Debt Lawyers

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Jose Raul Torres

Carl G. Zoecklein

John J. Scura

Joseph J. Reilly

Jeremias Batista

Nicholas Brindisi

Franklin G. Soto

Angela J. Mendelsohn

Edward P. Azar

James Castiglia

TIPS

LEGAL TERMS

CHAPTER 7 BANKRUPTCY

UNSECURED DEBT

MEETING OF CREDITORS

CREDIT INSURANCE

BANKRUPTCY

PRIORITY DEBT

CREDIT BUREAU

FAIR LABOR STANDARDS ACT (FLSA)

CHAPTER 13 BANKRUPTCY

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