Pearl City Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Betsy Shaulis

Civil Rights, Banking & Finance, Collection, Personal Injury

Status: In Good Standing Licensed: 18 Years

CONTACT

100 South Broad Street, Lanark, IL 61046

Louis Adam Nack

Elder Law, Banking & Finance, Collection, Personal Injury, Insurance

Status: In Good Standing

CONTACT

151 N Main St, Elizabeth, IL 61028

Constance Augsburger

Civil Rights, Collection, Estate Planning, Federal Appellate Practice

Status: In Good Standing Licensed: 41 Years

CONTACT

301 E Brayton Rd, Mount Morris, IL 61054

Michelle Beth Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

209 E Main St, Morrison, IL 61270

Michelle Buckwalter-schurman

Family Law, Divorce, Adoption, Bankruptcy

Status: In Good Standing Licensed: 29 Years

CONTACT

209 E Main St, Morrison, IL 61270

Lon Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 48 Years

CONTACT

209 East Main Street, Morrison, IL 61270

Lon Mason Richey

DUI-DWI, Civil Rights, Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 47 Years

CONTACT

225 E Main St, Morrison, IL 61270

Daniel Huffman

Divorce & Family Law, Criminal, Bankruptcy, Wills & Probate

Status: In Good Standing Licensed: 26 Years

CONTACT

209 E. Main St., Morrison, IL 61270

Thomas Senneff

Corporate, Bankruptcy, Divorce, International Tax

Status: In Good Standing Licensed: 50 Years

CONTACT

200 E Knox Street, Morrison, IL 61270

Thomas Hugh Senneff

Corporate, Bankruptcy, Divorce, International Tax

Status: In Good Standing Licensed: 50 Years

CONTACT

200 E Knox Street, Morrison, IL 61270

800-923-0641

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LEGAL TERMS

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

COLLATERAL

Property that guarantees payment of a secured debt.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

BULK SALES LAW

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to ... (more...)

A law that regulates the transfer of business assets so that business owners cannot dispose of assets in order to avoid creditors. If a business owner wants to conduct a bulk sale of business assets -- that is, get rid of an unusually large amount of inventory, merchandise or equipment -- the business owner must typically publish a notice of the sale and give written notice to creditors. Then, the owner must set up an account to hold the funds from the sale for a brief period of time during which creditors may make claims against the money. The prohibition against bulk sales is spelled out in the Uniform Commercial Code -- and laws modeled on the UCC have been generally adopted throughout the country.

GENERAL PARTNER

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)

A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.

CHAPTER 7 BANKRUPTCY

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 b... (more...)

The most familiar type of bankruptcy, in which many or all of your debts are wiped out completely in exchange for giving up your nonexempt property. Chapter 7 bankruptcy takes from three to six months, costs about $200, and commonly requires only one trip to the courthouse.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

ACCORD AND SATISFACTION

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collectin... (more...)

An agreement to settle a contract dispute by accepting less than what's due. This procedure is often used by creditors who want to cut their losses by collecting as much money as they can from debtors who cannot pay the full amount.

AUTOMATIC STAY

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities,... (more...)

An injunction automatically issued by the bankruptcy court when a debtor files for bankruptcy. The automatic stay prohibits most creditor collection activities, such as filing or continuing lawsuits, making written requests for payment, or notifying credit reporting bureaus of an unpaid debt.

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Pearl City Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Betsy Shaulis

Louis Adam Nack

Constance Augsburger

Michelle Beth Buckwalter-schurman

Michelle Buckwalter-schurman

Lon Richey

Lon Mason Richey

Daniel Huffman

Thomas Senneff

Thomas Hugh Senneff

TIPS

LEGAL TERMS

DISPOSABLE INCOME

COLLATERAL

DISCHARGE (OF DEBTS)

BULK SALES LAW

GENERAL PARTNER

CHAPTER 7 BANKRUPTCY

REDEMPTION

ACCORD AND SATISFACTION

AUTOMATIC STAY

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