Penn Valley Bankruptcy & Debt Lawyer, California

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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Douglas Randall Ensminger

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Bankruptcy & Debt, Accident & Injury, Criminal, Real Estate, Wills & Probate

D. Randall Ensminger been practicing civil and criminal law for over 35 years and found that our clients truly appreciate the time and effort we put i... (more)

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800-938-5171

570 5th Street, Lincoln, CA 95648

Stephen Johnson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

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13620 Lincoln Way, Auburn, CA 95603

Tex Ritter

Health Care Other, Family Law, Elder Law, Bankruptcy

Status: In Good Standing Licensed: 38 Years

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342 N School St, Grass Valley, CA 95945

Debra Ann Sitzberger

Land Use & Zoning, Federal, Business & Trade, Commercial Bankruptcy

Status: In Good Standing

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11750 Ridge Rd, Nevada City, CA 95959

Andrew Allen Harris

Land Use & Zoning, Litigation, Corporate, Credit & Debt

Status: In Good Standing Licensed: 23 Years

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Cedar Ridge, CA 95924

Eric Meadow

Credit & Debt, Collection, Defamation & Slander, Car Accident

Status: In Good Standing

FREE CONSULTATION

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16971 Placer Hills Road, Meadow Vista, CA 95722

Helga Anna White

Real Estate, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

310 Bridgeview Dr, Auburn, CA 95603

James F. Bunnell

International Tax, Bankruptcy

Status: Inactive

CONTACT

310 Bridgeview Dr, Auburn, CA 95603

George Larry Engel

Estate Planning, Bankruptcy, Business, Trusts, Wills

Status: In Good Standing Licensed: 52 Years

CONTACT

12116 Horseshoe Ln, Nevada City, CA 95959

800-923-0641

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PRIORITY DEBT

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13... (more...)

A type of debt that is paid first if there are distributions made from the bankruptcy estate in a Chapter 7 bankruptcy, and must be paid in full in a Chapter 13 bankruptcy. Priority debts include alimony and child support, fees owed to the trustee and the attorney in the bankruptcy case, and wages owed to employees.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

CREDIT FILE

See credit report.

ADMINISTRATIVE EXPENSES

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Admi... (more...)

The trustee's fee, the debtor's attorney fees, and other costs of bringing a bankruptcy case that a debtor must pay in full in a Chapter 13 repayment plan. Administrative costs are typically 10% of the debtor's total payments under the plan.

UNDUE HARDSHIP

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)

The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.

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Penn Valley Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Douglas Randall Ensminger

Stephen Johnson

Tex Ritter

Debra Ann Sitzberger

Andrew Allen Harris

Eric Meadow

Helga Anna White

James F. Bunnell

George Larry Engel

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LEGAL TERMS

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

DEBIT CARD

PRIORITY DEBT

CREDITOR

PRESUMED ABUSE

MEANS TEST

CREDIT FILE

ADMINISTRATIVE EXPENSES

UNDUE HARDSHIP

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