Pennington Bankruptcy & Debt Lawyer, New Jersey

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Gary Schafkopf
About | Practice Areas
Schafkopf Law LLC
11 Bala Ave Bala Cynwyd, PA 19004» view map
Bankruptcy & Debt
We Are Here To Help You

Gary Schafkopf is a practicing lawyer in the states of Pennsylvania and New Jersey who focuses on cases in Bankruptcy & Debt, Employment, and Real Estate.

800-970-4781
1. Gary Schafkopf Bala Cynwyd, PA
  Attorney at Law- PA, 1999
  Schafkopf Law LLC
2. AboutSchafkopf Law LLC
  We Are Here To Help You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Joseph Markowitz

Bankruptcy, Corporate, Child Support, Farms

Status: In Good Standing

CONTACT

3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Christine M. Gravelle

Litigation, Estate Administration, Employment, Bankruptcy

Status: In Good Standing

CONTACT

3131 Princeton Pike, Building 3D, Lawrence Township, NJ 08648

Arun Sharma Lavine

Family Law, Divorce, Collection, Criminal

Status: In Good Standing

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600 Lawrence Road, Lawrence Township, NJ 08648

Graig Peters Corveleyn

Bankruptcy, Estate, Lawsuit & Dispute, Collection

Status: In Good Standing Licensed: 20 Years

FREE CONSULTATION

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16 Seminary Avenue, Hopewell, NJ 08525

William H. Brosha

Litigation, Children's Rights, Business, Collection

Status: In Good Standing

CONTACT

993 Lenox Dr, Lawrence Township, NJ 08648

Allyson Cofran

Collection, Bankruptcy, Consumer Bankruptcy

Status: In Good Standing

CONTACT

993 Lenox Dr, Lawrence Township, NJ 08648

Marshall T. Kizner

Real Estate, Divorce & Family Law, Business, Bankruptcy & Debt

Status: In Good Standing

CONTACT

110 American Metro Boulevard, Trenton, NJ 08619

Michael J O'Donnell

Bankruptcy, Litigation, State and Local, Tax

Status: In Good Standing

CONTACT

3131 Princeton Pike, Lawrence Township, NJ 08648

A. Christopher Florio

Wills & Probate, Trade Associations, Collection

Status: In Good Standing

CONTACT

993 Lenox Dr, Lawrence Township, NJ 08648

Marta Gold

Immigration, Bankruptcy

Status: Deceased

CONTACT

340 Scotch Road, Trenton, NJ 08628

800-923-0641

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LEGAL TERMS

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

ABUSE

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because ... (more...)

Misuse of the Chapter 7 bankruptcy remedy. This term is typically applied to Chapter 7 bankruptcy filings that should have been filed under Chapter 13, because the debtor appears to have enough disposable income to fund a Chapter 13 repayment plan.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

UNSECURED DEBT

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only reme... (more...)

A debt that is not tied to any item of property. A creditor doesn't have the right to grab property to satisfy the debt if you default. The creditor's only remedy is to sue you and get a judgment. Compare secured debt.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

CREDITOR

A person or entity (such as a bank) to whom a debt is owed.

FORBEARANCE

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily ... (more...)

Voluntarily refraining from doing something, such as asserting a legal right. For example, a creditor may forbear on its right to collect a debt by temporarily postponing or reducing the borrower's payments.

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Pennington Bankruptcy & Debt Lawyer, New Jersey

Sponsored Law Firm

Schafkopf Law LLC

SPONSORED LAWYERS

Joseph Markowitz

Christine M. Gravelle

Arun Sharma Lavine

Graig Peters Corveleyn

William H. Brosha

Allyson Cofran

Marshall T. Kizner

Michael J O'Donnell

A. Christopher Florio

Marta Gold

TIPS

LEGAL TERMS

CURRENT MONTHLY INCOME

ABUSE

CREDIT BUREAU

UNSECURED DEBT

FAIR CREDIT REPORTING ACT (FCRA)

DISCHARGEABLE DEBTS

WORKOUT

CREDITOR

FORBEARANCE

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