Perquimans County, NC Collection Lawyers

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George Oliver
About | Practice Areas
Oliver & Cheek, PLLC
405 Middle Street New Bern, NC 28560» view map
Bankruptcy & Debt Law
Your Business Partner

Oliver & Cheek, PLLC is a full service business firm providing a wide range of legal services to clients in North Carolina.

252-633-1930
1. George Oliver New Bern, NC
  Attorney at Law- NJ, 1999
  University of North Carolina School of Law, J.D. 1999
2. AboutOliver & Cheek, PLLC
  Your Business Partner
3. Practice AreasExpertise
  Bankruptcy & Debt Law
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Rachel S. Gunther

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Estate, Business, Divorce & Family Law

FREE CONSULTATION

CONTACT

252-426-2006

147 N. Church Street, Hertford, NC 27944

Jeffrey Moreland

Motor Vehicle, Estate, Divorce & Family Law, Criminal

Status: In Good Standing

CONTACT

109 North Church St, Hertford, NC 27944

Janice R. Mckenzie

Traffic, Immigration, Family Law, Criminal

Status: In Good Standing Licensed: 45 Years

CONTACT

1072 Harvey Point Rd, Hertford, NC 27944

Janice Mckenzie Cole

Traffic, Child Support, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 41 Years

CONTACT

Hertford, NC 27944

J. Carlton Cole

Merger & Acquisition, Corporate

Status: In Good Standing Licensed: 37 Years

CONTACT

Hertford, NC 27944

Thomas Kyle Jones

General Practice

Status: In Good Standing Licensed: 12 Years

CONTACT

233 Rocky St, Hertford, NC 27944

Frank Thomas Katz

Trusts, State Government, Criminal

Status: In Good Standing Licensed: 30 Years

CONTACT

293 Yeates Ln, Hertford, NC 27944

Janice Mckenzie Cole

Lawsuit & Dispute, Divorce & Family Law, Criminal, Accident & Injury

Status: In Good Standing Licensed: 41 Years

CONTACT

Hertford, NC 27944

Jeffrey W Winslow

Criminal, Traffic

Status: In Good Standing

CONTACT

144 N Church St, Hertford, NC 27944

Melanie M. James

Other, Lawsuit & Dispute, Employment

Status: Inactive Licensed: 38 Years

CONTACT

204 N Front St, Hertford, NC 27944

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

NONDISCHARGEABLE DEBTS

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chap... (more...)

Debts that cannot be erased by filing for bankruptcy. If you file for Chapter 7 bankruptcy, these debts will remain when your case is over. If you file for Chapter 13 bankruptcy, the nondischargeable debts will have to be paid in full during your plan or you will have a balance at the end of your case. Examples of nondischargeable debts include alimony and child support, most income tax debts, many student loans and debts for personal injury or death caused by drunk driving. Compare dischargeable debts.

DOING BUSINESS AS (DBA)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or ... (more...)

A situation in which a business owner operates a company under a name different from his or her real name. The owner must file a 'fictitious name statement' or similar document with the appropriate agency -- for example, the county clerk. This enables consumers to discover the names of the business owners, which is important if a consumer needs to sue the business.

CHAPTER 13 BANKRUPTCY

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your inc... (more...)

The reorganization bankruptcy for consumers, in which you partially or fully repay your debts. In Chapter 13 bankruptcy, you keep your property and use your income to pay all or a portion of the debts over three to five years. The minimum amount you must pay is roughly equal to the value of your nonexempt property. In addition, you must pledge your disposable net income -- after subtracting reasonable expenses -- for the period during which you are making payments. At the end of the three-to five-year period, the balance of what you owe on most debts is erased.

DEBT COLLECTOR

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe... (more...)

A person who works in the in-house collections department of an original creditor or a collection agency to track down debtors and get them to pay what they owe. Debt collectors can be relentless, often using scare tactics, humiliation and repeated phone calls to extract payments or promises to pay.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

DISPOSABLE INCOME

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Ch... (more...)

The difference between a debtor's current monthly income and allowable expenses. This is the amount that the new bankruptcy law deems available to pay into a Chapter 13 plan.

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Perquimans County, NC Collection Lawyers

Sponsored Law Firm

Oliver & Cheek, PLLC

SPONSORED LAWYERS

Rachel S. Gunther

Jeffrey Moreland

Janice R. Mckenzie

Janice Mckenzie Cole

J. Carlton Cole

Thomas Kyle Jones

Frank Thomas Katz

Janice Mckenzie Cole

Jeffrey W Winslow

Melanie M. James

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

INFRINGEMENT (OF TRADEMARK)

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

NONDISCHARGEABLE DEBTS

DOING BUSINESS AS (DBA)

CHAPTER 13 BANKRUPTCY

DEBT COLLECTOR

CREDIT BUREAU

DISPOSABLE INCOME

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