Perry County, IL Bankruptcy & Debt Lawyers

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
1. Contact
2. Email
3. Refer
5. Visit:
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Not enough matches for Perry Bankruptcy & Debt lawyer.
Below are all Perry lawyers.

Calen Campanella

Government, Family Law, Criminal, Banking & Finance

Status: In Good Standing Licensed: 11 Years

CONTACT

108 E Main St, Du Quoin, IL 62832

Devin Marcus Jones

Civil Rights, Federal Appellate Practice, Transactions, Workers' Compensation

Status: In Good Standing Licensed: 19 Years

CONTACT

7909 State Rte 14, Du Quoin, IL 62832

Calen James Campanella

Government, Family Law, Criminal, Banking & Finance, Federal

Status: In Good Standing Licensed: 11 Years

CONTACT

108 E Main St, Du Quoin, IL 62832

Tyson Tanner

Commercial Real Estate, Federal Appellate Practice, Transactions, Personal Injury, Criminal

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Kurt Eugene Harris

Federal Appellate Practice, Workers' Compensation, Criminal, Civil Rights, Transactions

Status: In Good Standing Licensed: 32 Years

CONTACT

15 N Division St, Du Quoin, IL 62832

Donald Bigham

Federal Appellate Practice, Estate Planning, Estate, Transactions

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Donald Dean Bigham

Federal Appellate Practice, Estate Planning, Estate, Transactions

Status: In Good Standing

CONTACT

206 North Main Street, Pinckneyville, IL 62274

Steven Foster

Divorce & Family Law, Criminal, Business & Trade, Estate Planning

Status: In Good Standing Licensed: 19 Years

CONTACT

18 E. Main St., Du Quoin, IL 62832

Matthew Benson

Government, Divorce & Family Law, Criminal, Bankruptcy & Debt, Bankruptcy

Status: In Good Standing Licensed: 20 Years

CONTACT

601 S Washington St, Du Quoin, IL 62832

Cynthia Loos

Other, Government, Divorce & Family Law, Criminal

Status: In Good Standing Licensed: 20 Years

CONTACT

12A W Water St, Pinckneyville, IL 62274

800-923-0641

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LEGAL TERMS

DEBIT CARD

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can ... (more...)

A card issued by a bank that combines the functions of an ATM card and checks. A debit card can be used to withdraw cash at a bank like an ATM card, and it can also be used at stores to pay for goods and services in place of a check. Unlike a credit card, a debit card automatically withdraws money from your checking account at the time of the transaction. Debit cards are regulated by the Electronic Funds Transfer Act.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

COSIGNER

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for t... (more...)

A person who signs his or her name to a loan agreement, lease or credit application. If the primary debtor does not pay, the cosigner is fully responsible for the loan or debt. Many people use cosigners to qualify for a loan or credit card. Landlords may require a cosigner when renting to a student or someone with a poor credit history.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

CURRENT MONTHLY INCOME

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)

As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.

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Perry County, IL Bankruptcy & Debt Lawyers

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Calen Campanella

Devin Marcus Jones

Calen James Campanella

Tyson Tanner

Kurt Eugene Harris

Donald Bigham

Donald Dean Bigham

Steven Foster

Matthew Benson

Cynthia Loos

TIPS

LEGAL TERMS

DEBIT CARD

PREFERENCE

COSIGNER

REDEMPTION

IRS EXPENSES

SECRET WARRANTY PROGRAM

DISCHARGEABLE DEBTS

GUARANTEED RESERVATION

CURRENT MONTHLY INCOME

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