Pierron Bankruptcy & Debt Lawyer, Illinois

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Patrick Jones
About | Practice Areas
PMJ PLLC
100 S State St Chicago, IL 60603» view map
Bankruptcy & Debt
Working Relentlessly For You

Patrick is the Founder of PMJ PLLC and has more than 20 years of experience.

800-901-4721
1. Patrick Jones Chicago, IL
  Attorney at Law- IL
  DePaul University College of Law, J.D. 1999
2. AboutPMJ PLLC
  Working Relentlessly For You
3. Practice AreasExpertise
  Bankruptcy & Debt
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Harold G. Belsheim

Aviation, Bankruptcy Litigation, Commercial Bankruptcy, Commercial Banks, Estate Planning

Status: In Good Standing

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

Douglas C. Gruenke

Corporate, Business Organization, Banking & Finance, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

1002 East Wesley Drive, O Fallon, IL 62269

Roy Anderson

Construction Contracts, Consumer Bankruptcy, Personal Injury, Animal Bite

Status: In Good Standing Licensed: 31 Years

CONTACT

415 North Duncan Street, Marine, IL 62061

Larry E. Hepler

Pharmaceutical Product, Insurance, Commercial Bankruptcy, Personal Injury

Status: In Good Standing

CONTACT

103 W Vandalia St, Edwardsville, IL 62025

Brian R. Kalb

Construction Contracts, Bad Faith, Commercial Insurance, Collection

Status: In Good Standing Licensed: 23 Years

CONTACT

411 St Louis St, Edwardsville, IL 62025

William Asa

Commercial Real Estate, Litigation, Criminal, Collection

Status: In Good Standing

CONTACT

216 North Main Street, Edwardsville, IL 62025

Lawrence Owen Taliana

Landlord-Tenant, Litigation, Collection, Bankruptcy

Status: In Good Standing

CONTACT

Edwardsville, IL 62025

Lawrence Taliana

Landlord-Tenant, Litigation, Collection, Bankruptcy

Status: In Good Standing

CONTACT

Edwardsville, IL 62025

Christian Robert Willenborg

Bankruptcy & Debt, Corporate, Employment Discrimination, Slip & Fall Accident

Status: In Good Standing

CONTACT

130 N. Main Street, Edwardsville, IL 62025

Christopher Byron

Litigation, Class Action, Intellectual Property, Estate Planning, Collection

Status: In Good Standing Licensed: 29 Years

CONTACT

411 St Louis St, Edwardsville, IL 62025

800-923-0641

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LEGAL TERMS

IRS EXPENSES

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income mu... (more...)

A table of national and regional expense estimates published by the IRS. Debtors whose current monthly income is more than their state's median family income must use the IRS expenses to calculate their average net income in a Chapter 7 case, or their disposable income in a Chapter 13 case.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

LIMITED LIABILITY

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or ... (more...)

The maximum amount a business owner can lose if the business is subject to debts, claims or other liabilities. An owner of a limited liability company (LLC) or a person who invests in a corporation (a shareholder) generally stands to lose only the amount of money invested in the business. This means that if the business folds, creditors cannot seize or sell an owner's home, car, or other personal assets.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

NONEXEMPT PROPERTY

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typicall... (more...)

The property you risk losing to your creditors when you file a Chapter 7 bankruptcy or when a creditor sues you and wins a judgment. Nonexempt property typically includes valuable clothing (furs) and electronic equipment, an expensive car that's been paid off and most of the equity in your house. Compare exempt property.

401(K) PLAN

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income ... (more...)

A deferred compensation savings program in which employees invest part of their wages, sometimes along with employer contributions, to save on taxes. No income taxes on the amount invested and any earnings are due until the employee withdraws money from the fund.

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemp... (more...)

In a bankruptcy proceeding, money collected through insurance, arbitration, mediation, settlement or a lawsuit to pay for exempt property that's no longer exemptible because it has been damaged or destroyed.

LIMITED PARTNERSHIP

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner ... (more...)

A business structure that allows one or more partners (called limited partners) to enjoy limited personal liability for partnership debts while another partner or partners (called general partners) have unlimited personal liability. The key difference between a general and limited partner concerns management decision making--general partners run the business, and limited partners, who are usually passive investors, are not allowed to make day-to-day business decisions. If they do, they risk being treated as general partners with unlimited personal liability.

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Pierron Bankruptcy & Debt Lawyer, Illinois

Sponsored Law Firm

PMJ PLLC

SPONSORED LAWYERS

Harold G. Belsheim

Douglas C. Gruenke

Roy Anderson

Larry E. Hepler

Brian R. Kalb

William Asa

Lawrence Owen Taliana

Lawrence Taliana

Christian Robert Willenborg

Christopher Byron

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LEGAL TERMS

IRS EXPENSES

GRACE PERIOD

FAIR CREDIT REPORTING ACT (FCRA)

LIMITED LIABILITY

GUARANTOR

NONEXEMPT PROPERTY

401(K) PLAN

PROCEEDS FOR DAMAGED EXEMPT PROPERTY

LIMITED PARTNERSHIP

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