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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Adam Tyler Poe

Government, Civil & Human Rights, Bankruptcy & Debt

Status: In Good Standing Licensed: 17 Years

CONTACT

1025 Macdonald Ave, Richmond, CA 94801

Danica M Wilson

Bankruptcy

Status: Inactive Licensed: 23 Years

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3600 Sierra Rdg, San Pablo, CA 94806

Gary Charles Wunderlin

Lawsuit & Dispute, Bankruptcy & Debt

Status: In Good Standing Licensed: 48 Years

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1146 Canterbury, Hercules, CA 94547

Hermin Adella Dowe

Immigration, Bankruptcy & Debt

Status: In Good Standing Licensed: 35 Years

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13925 San Pablo Ave, San Pablo, CA 94806

Jennifer Laura Tuffnell

Bankruptcy, Personal Injury

Status: In Good Standing Licensed: 36 Years

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292 Dartford St, Hercules, CA 94547

Justin Douglas Olsson

Intellectual Property, Environmental Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

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1264 Arlington Blvd, El Cerrito, CA 94530

Justin Douglas Olsson

Intellectual Property, Environmental Law, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 14 Years

CONTACT

1264 Arlington Blvd, El Cerrito, CA 94530

Law Dowe

Bankruptcy & Debt, Immigration

Status: In Good Standing

CONTACT

13925 San Pablo Ave, San Pablo, CA 94806

Mark David Byrne

Family Law, Criminal, Credit & Debt

Status: In Good Standing Licensed: 41 Years

CONTACT

884 Sandy Cove Dr, Hercules, CA 94572

Marlene G. Weinstein

Credit & Debt, Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 47 Years

CONTACT

1511 Sycamore Ave, Hercules, CA 94547

800-923-0641

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LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disc... (more...)

A federal law that requires credit and charge card companies to disclose interest rates and other information about an account. It also requires lenders to disclose the terms of a loan, including the total amount of the loan, the annual interest rate and the number, amount and due dates of all payments necessary to repay the loan. The TILA requires additional disclosures and places many restrictions on mortgages.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

PRESUMED ABUSE

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means te... (more...)

In a Chapter 7 bankruptcy, when the debtor's current monthly income exceeds the family median income for his or her state and he or she cannot pass the means test, the court will presume that the debtor has sufficient income to fund a Chapter 13 plan. In this situation, the debtor will not be allowed to proceed with a Chapter 7 bankruptcy unless the debtor can prove that he or she is not abusing the Chapter 7 bankruptcy remedy.

CREDIT BUREAU

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit... (more...)

A private, profit-making company that collects and sells information about a person's credit history. Typical clients include banks, mortgage lenders and credit card companies that use the information to screen applicants for loans and credit cards. There are three major credit bureaus, Equifax, Experian and Trans Union, and they are regulated by the federal Fair Credit Reporting Act.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

DISCHARGE (OF DEBTS)

A bankruptcy court's erasure of the debts of a person or business that has filed for bankruptcy.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

CCCS

See Consumer Credit Counseling Service.

GUARANTEED RESERVATION

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehic... (more...)

A hotel or rental car reservation secured by a credit card number. In exchange for your card number, the hotel or rental agency promises to have a room or vehicle for you no matter when you show up. If you have a guaranteed reservation with a hotel, it must provide you with a room, either at that hotel or at another comparable establishment. If you have a guaranteed reservation with a car agency, it must provide you with a vehicle. The downside of a guaranteed reservation is that if you don't show up and haven't cancelled your reservation, you will be billed for one night in the room or one day's use of the vehicle.

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Pinole Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Adam Tyler Poe

Danica M Wilson

Gary Charles Wunderlin

Hermin Adella Dowe

Jennifer Laura Tuffnell

Justin Douglas Olsson

Justin Douglas Olsson

Law Dowe

Mark David Byrne

Marlene G. Weinstein

TIPS

LEGAL TERMS

TRUTH IN LENDING ACT (TILA)

LIABILITY

PRESUMED ABUSE

CREDIT BUREAU

WORKOUT

DISCHARGE (OF DEBTS)

FRATERNAL BENEFIT SOCIETY BENEFITS

CCCS

GUARANTEED RESERVATION

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