Platteville Credit & Debt Lawyer, Colorado
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1-5 of 5 matches. Page 1 of 1
Mark Adam Herber
Environmental Law Other, Insurance, Credit & Debt, Personal Injury
Status: In Good Standing
401 Main St, Longmont, CO 80501
Profile LAWPOINTS™34/100
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Mark A. Herber
Environmental Law Other, Insurance, Credit & Debt, Personal Injury
Status: In Good Standing
401 Main St, Longmont, CO 80501
Profile LAWPOINTS™34/100
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Stephen J. Jouard
Bad Faith, Mental Health, Corporate, Contract, Credit & Debt
Status: In Good Standing Licensed: 39 Years
2038 Caribou Drive, Fort Collins, CO 80525
Profile LAWPOINTS™40/100
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David Lee Harvey Payne
Construction, International Other, Employee Rights, Credit & Debt
Status: In Good Standing Licensed: 28 Years
1001A E Harmony Rd, Fort Collins, CO 80525
Profile LAWPOINTS™34/100
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Kenneth L. Curtis
International Other, Intellectual Property, Contract, Credit & Debt
Status: Inactive Licensed: 33 Years
4705 Kirkwood St, Boulder, CO 80301
Profile LAWPOINTS™22/100
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LEGAL TERMS
GENERAL PARTNER
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the... (more...)
A person who joins with at least one other to own and operate a business for profit -- and who (unlike a corporation's owners), is personally liable for all the business's debts and obligations. A general partner's actions can legally bind the entire business. See also partnership, limited partnership.
LOSS DAMAGE WAIVER (LDW)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)
Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'
CURRENT MONTHLY INCOME
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding... (more...)
As defined by the new bankruptcy law, a bankruptcy filer's total gross income (whether taxable or not), averaged over the six-month period immediately preceding the bankruptcy filing. The debtor's current monthly income is used to determine whether the debtor can file for Chapter 7 bankruptcy, among other things.
GRACE PERIOD
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)
A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.
CONSUMER CREDIT COUNSELING SERVICE (CCCS)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)
A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.
UNDUE HARDSHIP
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in t... (more...)
The circumstances in which a debtor may discharge a student loan in bankruptcy. For example, a debtor who has no income and little chance of earning enough in the future to pay off the loan may be able to show that repayment would be an undue hardship.
SECRET WARRANTY PROGRAM
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.
MEETING OF CREDITORS
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a f... (more...)
A meeting held with the bankruptcy trustee about a month after you file for bankruptcy. You must attend. The trustee reviews your bankruptcy papers and asks a few questions. In a Chapter 7, the meeting of creditors lasts a few minutes and rarely do any creditors show up. In a Chapter 13 bankruptcy, one or two creditors may attend, especially if they disagree with some provision of your repayment plan.
REAFFIRMATION
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing deb... (more...)
An agreement that a debtor and a creditor enter into after a debtor has filed for bankruptcy, in which the debtor agrees to repay all or part of an existing debt after the bankruptcy case is over. For instance, a debtor might make a reaffirmation agreement with the holder of a car note that the debtor can keep the car and must continue to pay the debt after bankruptcy.
SAMPLE LEGAL CASES
Hassler v. ACCOUNT BROKERS OF LARIMER CTY.
... Rather, it directs the consumer debtor to contact the secured party "to learn the exact amount
you must pay." By contrast, before a debt obligation under a consumer credit transaction may
be accelerated under the Consumer Credit Code, the creditor must provide the actual ...
In re Marriage of Weis
... The language of the Agreement was contradictory with regard to the domestic support issue;
in one part, it described the $65,000 payment, part of which had to be applied to credit card debt,
as a "property settlement." However, the trial court found that the obligation to pay the ...
Flood v. Mercantile Adjustment Bureau, LLC
... [5] In addition, section 12-14-107(1)(i) of the Colorado Statute requires that when
communicating with any person about a disputed debt, including credit reporting agencies,
the debt collector must inform those agencies that the debt is disputed. ...
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