Polk County, WI Reorganization Lawyers

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Abraham Michelson
About | Practice Areas
The Michelson Law Office
203 North Lasalle Street Suite 2100 Chicago, IL 60601Â» view map
Bankruptcy, Chapter 7, Chapter 13
Chicago Bankruptcy Lawyer

When your finances are at stake, choose the best. Don't sink deeper in debt. Contact The Michelson Law Office

800-824-6431
1. Abraham Michelson Chicago, IL
  Attorney at Law - Illinois, 2013
  Thomas Cooley, JD, 2004
2. AboutAbraham Michelson
  Our legal team can advise you on your options for negotiating a solution.
3. Practice AreasServices
  Find out how an experienced attorney can help end calls and prevent lawsuits.
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David Michael Erspamer

Mass Torts, Social Security -- Disability, Health Care, Personal Injury, Medical Malpractice

Status: In Good Standing Licensed: 44 Years

CONTACT

571 State Road 46, Amery, WI 54001

Jason W. Whitley

Construction, Bad Faith, Criminal, Animal Bite

Status: In Good Standing Licensed: 28 Years

CONTACT

314 Keller Ave N, Amery, WI 54001

David M. Erspamer

Mass Torts, Workers' Compensation, Slip & Fall Accident, Personal Injury, Accident & Injury

Status: In Good Standing

CONTACT

571 State Road 46, Amery, WI 54001

Chelsea A. Whitley

Guardianships & Conservatorships, Wills & Probate, Power of Attorney, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

234 Keller Ave S, Amery, WI 54001

Jessica Nell Buberl

General Practice

Status: In Good Standing Licensed: 20 Years

CONTACT

202 N Cascade St, Osceola, WI 54020

Paula Davis Port

General Practice

Status: In Good Standing Licensed: 29 Years

CONTACT

2483 202Nd St, Luck, WI 54853

Erik M. Bergmanis

Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

314 Keller Ave N, Amery, WI 54001

Timothy Thomas Sempf

Other, Government, Personal Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

314 Keller Ave N, Amery, WI 54001

Erik M. Bergmanis

Personal Injury, Accident & Injury

Status: In Good Standing Licensed: 35 Years

CONTACT

314 Keller Ave N, Amery, WI 54001

Kristopher Jon Krentz

Wrongful Termination, Family Law, DUI-DWI, Bankruptcy

Status: In Good Standing Licensed: 24 Years

CONTACT

200 Fox Cir, Osceola, WI 54020

800-923-0641

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LEGAL TERMS

CREDIT REPORT

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you m... (more...)

An account of your credit history, prepared by a credit bureau. A credit report will contain both credit history, such as what you owe to whom and whether you make the payments on time, as well as personal history, such as your former addresses, employment record and lawsuits in which you have been involved. An estimated 50% of all credit reports contain errors, such as accounts that don't belong to you, an incorrect account status or information reported that is older than seven years (ten years in the case of a bankruptcy).

LIQUIDATING PARTNER

The member of an insolvent or dissolving partnership responsible for paying the debts and settling the accounts of the partnership.

GUARANTOR

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. T... (more...)

A person who makes a legally binding promise to either pay another person's debt or perform another person's duty if that person defaults or fails to perform. The guarantor gives a 'guaranty,' which is an assurance that the debt or other obligation will be fulfilled.

PREFERENCE

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commer... (more...)

A payment made by a debtor to a creditor within a defined period prior to filing for bankruptcy -- within three months for arms-length creditors (regular commercial creditors) and within one year for insider creditors (friends, family members, and business associates). Because a preference gives the creditor who received the payment an edge over other creditors in the bankruptcy case, the trustee can recover the preference (the amount of the payment) and distribute it among all of the creditors.

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

BANKRUPTCY

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are ... (more...)

A legal proceeding that relieves you of the responsibility of paying your debts or provides you with protection while attempting to repay your debts. There are two types of bankruptcies -- liquidation, in which your debts are wiped out (discharged) and reorganization, in which you provide the court with a plan for how you intend to repay your debts. For both consumers and business, liquidation bankruptcy is called Chapter 7. For consumers, reorganization bankruptcy is called Chapter 13. Reorganization bankruptcy for consumers with an extraordinary amount of debt and for businesses is called Chapter 11. Reorganization bankruptcy for family farmers is called Chapter 12.

LIABILITY

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pi... (more...)

(1) The state of being liable--that is, legally responsible for an act or omission. Example:Peri hires Paul to fix a broken pipe in her bathroom, but the new pipe bursts the day after Paul installs it, ruining the bathroom floor. This raises the issue of liability: Who is responsible for the damage? Peri claims that Paul is responsible, and sues him for the cost of hiring another plumber to fix the pipe and replacing the floor. Paul, in turn, claims that the pipe manufacturer is responsible, because they supplied him with faulty materials. Both Peri and Paul must prove their claims in court; if Paul and/or the manufacturer is found liable, one or both will have to pay damages to Peri. (2) Something for which a person is liable. For example, a debt is often called a liability.

INFRINGEMENT (OF TRADEMARK)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringeme... (more...)

Unauthorized use of a protected trademark or service mark, or use of something very similar to a protected mark. The success of a lawsuit to stop the infringement turns on whether the defendant's use causes a likelihood of confusion in the average consumer. If a court determines that the average consumer would be confused, the owner of the original mark can prevent the other's use of the infringing mark and sometimes collect damages.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

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Polk County, WI Reorganization Lawyers

Sponsored Law Firm

The Michelson Law Office

SPONSORED LAWYERS

David Michael Erspamer

Jason W. Whitley

David M. Erspamer

Chelsea A. Whitley

Jessica Nell Buberl

Paula Davis Port

Erik M. Bergmanis

Timothy Thomas Sempf

Erik M. Bergmanis

Kristopher Jon Krentz

TIPS

LEGAL TERMS

CREDIT REPORT

LIQUIDATING PARTNER

GUARANTOR

PREFERENCE

DISCHARGEABLE DEBTS

BANKRUPTCY

LIABILITY

INFRINGEMENT (OF TRADEMARK)

FAIR CREDIT REPORTING ACT (FCRA)

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