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Gregory Fitzgerald
About | Practice Areas
Fitzgerald & Campbell, APLC
400 N. Tustin Avenue Suite 401 Santa Ana, CA 92705» view map
Bankruptcy & Debt
Lawyers Who Solve Serious Problems

We are a motivated, respected, and experienced law firm that provides affordable services that get results.

800-732-9061
1. Gregory Fitzgerald Santa Ana, CA
  Attorney at Law - CA, 1991
  Southern California College J.D. 19991
2. AboutFitzgerald & Campbell, APLC
  Over 25 years of experience.
3. Practice AreasExpertise
  Bankruptcy & Debt
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Sara L. Imsdahl

Bankruptcy, Commercial Banks, Criminal, Family Law

Status: In Good Standing

FREE CONSULTATION

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2421 Fenton Street, Chula Vista, CA 91914

David A Casey

Foreclosure, Credit & Debt, Consumer Bankruptcy, Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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365 Broadway, #203, El Cajon, CA 92021

William Arthur Smelko

Lawsuit & Dispute, Business, Bankruptcy & Debt

Status: In Good Standing Licensed: 44 Years

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10931 Rockwood Rd, El Cajon, CA 92020

David Abraham Pomeranz

Family Law, Child Custody, Bankruptcy, Bankruptcy

Status: In Good Standing

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270 E Douglas Ave, El Cajon, CA 92020

Andrew H. Griffin

Securities Fraud , Bankruptcy, Bankruptcy & Debt

Status: In Good Standing Licensed: 41 Years

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275 E Douglas Ave, El Cajon, CA 92020

Thomas F. Miles

Garnishment, Partnerships, Administrative Law, Consumer Bankruptcy

Status: In Good Standing

FREE CONSULTATION

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152 West Park Avenue, El Cajon, CA 92020

Carl H Starrett

Traffic, Estate, Criminal, Business, Bankruptcy & Debt

Status: In Good Standing

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1941 Friendship Dr, El Cajon, CA 92020

Darryl Weiss

International Other, Employment Discrimination, Non-profit, Commercial Bankruptcy

Status: Inactive Licensed: 20 Years

CONTACT

9255 N Magnolia Ave, Santee, CA 92071

800-923-0641

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LEGAL TERMS

DISCHARGEABLE DEBTS

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bill... (more...)

Debts that can be erased by going through bankruptcy. Most debts incurred prior to declaring bankruptcy are dischargeable, including back rent, credit card bills and medical bills. Compare nondischargeable debts.

CREDIT INSURANCE

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay o... (more...)

Insurance a lender requires a borrower to purchase to cover the loan. If the borrower dies or becomes disabled before paying off the loan, the policy will pay off the remaining balance. Federal and state consumer protection laws require the lender to disclose to existing and potential borrowers the terms and costs of obtaining credit insurance because it can affect the terms of the loan.

WORKOUT

A debtor's plan to take care of a debt, by paying it off or through loan forgiveness. Workouts are often created to avoid bankruptcy or foreclosure proceedings.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

FRATERNAL BENEFIT SOCIETY BENEFITS

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal socie... (more...)

These are benefits, often group life insurance, paid for by fraternal societies to their members. Elks, Masons or Knights of Columbus are common fraternal societies that provide benefits. Also called benefit society, benevolent society or mutual aid association benefits. Under bankruptcy laws, these benefits are virtually always considered exempt property.

NUISANCE FEES

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fe... (more...)

Money charged by some credit card companies to increase their profits when you fail to use the card the way the creditor wants. Examples include late payment fees, inactivity fees and fees for not carrying a balance from month to month. It's best to shop around and get rid of cards that have these fees attached.

REDEMPTION

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump s... (more...)

In Chapter 7 bankruptcy, when the debtor obtains legal title to collateral for a debt by paying the creditor the replacement value of the collateral in a lump sum. For example, a debtor may redeem a car note by paying the lender the amount a retail vendor would charge for the car, considering its age and condition.

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily fu... (more...)

A national non-profit agency that, at no cost, helps debtors plan budgets and repay their debts. One major criticism of CCCS is that each office is primarily funded by voluntary donations from the creditors that receive payments from debtors repaying their debts through that office. Despite this criticism, most CCCS counselors provide clients with thorough and neutral advice.

MEANS TEST

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income ... (more...)

A formula that uses predefined income and expense categories to determine whether a debtor whose current monthly income is higher than the median family income for his or her state should be allowed to file for Chapter 7 bankruptcy.

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Potrero Bankruptcy & Debt Lawyer, California

Sponsored Law Firm

Fitzgerald & Campbell, APLC

SPONSORED LAWYERS

Sara L. Imsdahl

David A Casey

William Arthur Smelko

David Abraham Pomeranz

Andrew H. Griffin

Thomas F. Miles

Carl H Starrett

Darryl Weiss

TIPS

LEGAL TERMS

DISCHARGEABLE DEBTS

CREDIT INSURANCE

WORKOUT

GRACE PERIOD

FRATERNAL BENEFIT SOCIETY BENEFITS

NUISANCE FEES

REDEMPTION

CONSUMER CREDIT COUNSELING SERVICE (CCCS)

MEANS TEST

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