Ramsey County, MN Bankruptcy & Debt Lawyers

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Bethany Danner
About | Practice Areas
Morris Law Group PA
7380 France Ave S. Suite 250 Edina, MN 55435» view map
Bankruptcy & Debt
We Are Experts In What We Do

Whether it’s your home or business, you are important to us. Reach out today to set up a meeting with one of our experienced Edina lawyers.

952-832-2000
1. Bethany Danner Edina, MN
  Attorney at Law- MN, 2015
2. AboutMorris Law Group PA
  We Are Experts In What We Do
3. Practice AreasExpertise
  Bankruptcy & Debt
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Richard J Pearson

Bankruptcy, Bankruptcy & Debt

Status: In Good Standing

FREE CONSULTATION

CONTACT

443 Old Highway 8 Northwest, Saint Paul, MN 55112

Jesse A. Horoshak

Consumer Bankruptcy, Bankruptcy, Personal Injury

Status: In Good Standing

FREE CONSULTATION

CONTACT

443 Old Highway 8 Northwest, Saint Paul, MN 55112

Melanie A. Johnson

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

443 Old Highway 8 Northwest, Saint Paul, MN 55112

Lauren J. Totushek

Bankruptcy

Status: In Good Standing

FREE CONSULTATION

CONTACT

443 Old Highway 8 Northwest, Saint Paul, MN 55112

Amy B. Norberg

Bankruptcy, Criminal, Farms, Divorce

Status: In Good Standing

CONTACT

2151 North Hamline Ave, Saint Paul, MN 55113

Rebecca Heltzer

Construction, Real Estate, Corporate, Collection

Status: In Good Standing

CONTACT

413 Wacouta Street, Saint Paul, MN 55101

James Whelpley

Estate, Divorce & Family Law, DUI-DWI, Bankruptcy & Debt

Status: In Good Standing Licensed: 49 Years

CONTACT

2151 Hamline Ave N, Saint Paul, MN 55113

Jack L Prescott

Bankruptcy

Status: Inactive Licensed: 73 Years

CONTACT

443 Old Hwy 8 Nw, Saint Paul, MN 55112

Richard Caldecott

Bankruptcy & Debt, Business, Criminal, Divorce & Family Law

Status: In Good Standing

FREE CONSULTATION

CONTACT

4669 White Bear Pkwy, Saint Paul, MN 55110

Robert E McGarry

Corporate, Business Organization, Business Successions, Collection

Status: Inactive Licensed: 69 Years

CONTACT

1076 W County Rd, Saint Paul, MN 55113

800-923-0641

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LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it ofte... (more...)

Rental car insurance that makes the rental car company responsible for damage to or theft of a rental car. This insurance is a major consumer ripoff, as it often duplicates coverage provided by the renter's regular car insurance and/or the credit card she uses to rent the car. Nevertheless, hard-sell practices by rental car agents often dupe people into buying LDWs they don't really need. LDW is also called 'collision damage waiver.'

GARNISHMENT

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if ... (more...)

A court-ordered process that takes property from a person to satisfy a debt. For example, a person who owes money to a creditor may have her wages garnished if she loses a lawsuit filed by the creditor. Up to 25% of a person's wages can be deducted.

GRACE PERIOD

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you h... (more...)

A period of time during which you are not required to make payments on a debt. For example, most credit cards give you a grace period of 20-30 days before you have to pay interest on the amount of your purchases. Cash advances, however, usually have no grace period; interest begins to accumulate from the date of the withdrawal, even if you pay your bills on time. Also, some student loans give you a grace period after graduating or dropping out of school. During this time, you are not required to make payments on your loan.

TOXIC TORT

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and su... (more...)

A personal injury caused by exposure to a toxic substance, such as asbestos or hazardous waste. Victims can sue for medical expenses, lost wages and pain and suffering.

SECRET WARRANTY PROGRAM

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid... (more...)

A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.

FAIR CREDIT REPORTING ACT (FCRA)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to a... (more...)

A federal law that is designed to prevent inaccurate or obsolete information from entering or remaining in a credit report. The law requires credit bureaus to adopt reasonable procedures for gathering, maintaining and disseminating information and bars credit bureaus from reporting negative information that is older than seven years, except a bankruptcy, which may be reported for ten. If you notify a credit bureau of an error in your credit report, the FCRA requires the bureau to investigate your allegations within 30 days, review all information you provide, remove inaccurate and unverified information and adopt procedures to keep the information from reappearing. In addition, the law requires that creditors refrain from reporting incorrect information to credit bureaus.

CHAPTER 13 PLAN

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to ... (more...)

A document filed in a Chapter 13 bankruptcy in which the debtor shows how all of his or her disposable income will be used over a three- to five-year period to pay all mandatory debts -- for example, back child support, taxes, and mortgage arrearages -- as well as some or all unsecured, nonpriority debts, such as medical and credit card bills.

SUBROGATION

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off i... (more...)

A taking on of the legal rights of someone whose debts or expenses have been paid. For example, subrogation occurs when an insurance company that has paid off its injured claimant takes the legal rights the claimant has against a third party that caused the injury, and sues that third party.

SOLE PROPRIETORSHIP

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, m... (more...)

A business owned and managed by one person (or for tax purposes, a husband and wife). For IRS purposes, a sole proprietor and her business are one tax entity, meaning that business profits are reported and taxed on the owner's personal tax return. Setting up a sole proprietorship is cheap and easy since no legal formation documents need be filed with any governmental agency (although tax registration and other permit and license requirements may still apply). Once you file a fictitious name statement (assuming you don't use your own name) and obtain any required basic tax permits and business licenses, you'll be in business. The main downside of a sole proprietorship is that its owner is personally liable for all business debts.

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Ramsey County, MN Bankruptcy & Debt Lawyers

Sponsored Law Firm

Morris Law Group PA

SPONSORED LAWYERS

Richard J Pearson

Jesse A. Horoshak

Melanie A. Johnson

Lauren J. Totushek

Amy B. Norberg

Rebecca Heltzer

James Whelpley

Jack L Prescott

Richard Caldecott

Robert E McGarry

TIPS

LEGAL TERMS

LOSS DAMAGE WAIVER (LDW)

GARNISHMENT

GRACE PERIOD

TOXIC TORT

SECRET WARRANTY PROGRAM

FAIR CREDIT REPORTING ACT (FCRA)

CHAPTER 13 PLAN

SUBROGATION

SOLE PROPRIETORSHIP

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